320 Deacon Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 320 Deacon Rd, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,516 sqft · built 1972
Lot Size	1.01 acres (44,165 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Feb 2022)
Tax Bill	$2,901 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`54-125`

Property Details

APN / Parcel Number

Primary APN	`54-125`
Alternative APNs	`054 125` `32409`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,516 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,165 sqft (1.01 acres)
Porch	Enclosed Frame Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	32409
Street Address	320 DEACON RD
City	FREDERICKSBURG
State	VA
Zip	22405-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 JEAN STEWART FAMILY SUB 1.0139 AC
Legal Subdivision	JEAN STEWART FAMILY SUB 1
Legal Block	1
Legal Lot Number	2
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	1
Census Block	1000
Census Tract	10405

Owner

320 Deacon Rd is owned and occupied by two individuals who bought it in February 2022.

Source: Stafford County records, as of September 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	320 DEACON RD, FREDERICKSBURG, VA 22405-1700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC
Sep 13, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Prior Sale	Sep 13, 2021 · Amount on File
Deed Document Number	20222342
Prior Transfer Date	Jun 25, 2008
Prior Transfer Doc	8000011713
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Feb 1, 2022
Property Address	320 DEACON RD, FREDERICKSBURG, VA 22405-1700
Document Number	0220002342
Instrument Date	Jan 28, 2022
Instrument	220002342
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 DEACON RD, FREDERICKSBURG, VA 22405-1700

Mortgage

Document Number	0220002343
Date	Feb 1, 2022
Instrument	220002343

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Sep 13, 2021
Property Address	320 DEACON RD, FREDERICKSBURG, VA 22405-1700
Document Number	210031045
Instrument Date	Sep 9, 2021
Instrument	210031045
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 CARRIAGE HILL LN, FREDERICKSBURG, VA 22407-2441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 320 Deacon Rd was $2,901, up 3.3% from the year before.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,901.00 (+3.31%)	$309,800 Land $95,000 Building $214,800	$309,800 Land $95,000 Building $214,800
2024	$2,808.00 (+39.22%)
2023	$2,017.00	$213,500 Land $90,000 Building $123,500	$213,500 Land $90,000 Building $123,500
2021	$1,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Deacon Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Deacon Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 35

May also be available: T-Mobile.

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