320 Dakota Ave W, Gilbert, MN 55741 Property Records

St. Louis County property record for 320 Dakota Ave W, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,624 sqft · built 1970
Lot Size	0.247 acres (10,797 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Jun 2023)
Tax Bill	$2,690 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060-0030-03960`

Property Details

APN / Parcel Number

Primary APN	`060-0030-03960`
Alternative APNs	`1150245` `735424`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,624 sqft Gross Area
1st Floor Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,797 sqft (0.247 acres)
Garage Type	Mixed
Garage Area	480 sqft
Patio Area	144 sqft
Cabin	288 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1150245
Street Address	320 DAKOTA AVE W
City	GILBERT
State	MN
Zip	55741-5217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 18 THRU 20 SERIAL #
Legal Subdivision	SECOND ADDITION TO GILBERT
Legal Block	48
Legal Lot Number	18-20
Jurisdiction	ST LOUIS MN
Township / Civil Division	GILBERT
Census Block Group	2
Census Block	2001
Census Tract	13500

Owner

320 Dakota Ave W is owned and occupied by an individual who bought it in June 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	320 DAKOTA AVE W, GILBERT, MN 55741-5217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Warranty Deed, Transfer · Conventional Mortgage PARK STATE BANK & TRUST
Dec 5, 2022	Intrafamily Transfer, Transfer
Apr 6, 2020	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Deed Document Number	20231468513
Prior Transfer Date	Nov 14, 2022
Prior Transfer Doc	0001457924
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 21, 2023
Property Address	320 DAKOTA AVE W, GILBERT, MN 55741-5217
Document Number	0001468513
Instrument Date	Jun 12, 2023
Instrument	1468513
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$633.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	320 DAKOTA AVE W, GILBERT, MN 55741-5217

Mortgage

Document Number	0001468514
Date	Jun 21, 2023
Instrument	1468514

Lender

Name	PARK STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Dec 5, 2022
Property Address	320 DAKOTA AVE W, GILBERT, MN 55741-5217
Document Number	0001457924
Instrument Date	Nov 14, 2022
Instrument	1457924
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8515 PARKVILLA DR APT 208E, 208E, MOUNTAIN IRON, MN 55768-9611

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	320 DAKOTA AVE W, GILBERT, MN 55741-5217
Document Number	00A1382552
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 DAKOTA AVE W GILBERT MN 557415217, GILBERT, MN 55741-5217

Mortgage

Document Number	00A1382552
Date	Jun 16, 2020
Instrument	A1382552

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 15, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 320 Dakota Ave W was $2,690, down 0.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Gilbert City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,690.00 (-0.44%)
2025	$2,702.00 (+4.89%)	$170,100 (+25.81%) Land $14,800 Building $155,300	$170,100 (+25.81%) Land $14,800 Building $155,300
2024	$2,576.00 (+54.62%)	$135,200 Land $11,800 Building $123,400	$135,200 Land $11,800 Building $123,400
2023	$1,666.00 Homeowner's exemption
2022		$119,200 (-) Land $9,900 Building $109,300	$119,200 (-) Land $9,900 Building $109,300
2021		$119,200 Land $9,900 Building $109,300	$119,200 Land $9,900 Building $109,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Dakota Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Dakota Ave W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Gilbert serves 1,829 people · EPA ID MN1690020
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CTC.

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