320 Creekside Cir, Ellabell, GA 31308 Property Records

Bryan County property record for 320 Creekside Cir, Ellabell, GA 31308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,599 sqft · built 2013
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$140,500 (Jul 2013)
Tax Bill	$2,713 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0265 046`

Property Details

APN / Parcel Number

Primary APN	`0265 046`
Alternative APN	`14996`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,599 sqft Heated Area
1st Floor Area	1,599 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14996
Old Parcel Number	0265 046
Street Address	320 CREEKSIDE CIR
City	ELLABELL
State	GA
Zip	31308-7233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 46 PS 567/2 AND 3
Legal Subdivision	MAGNOLIA CREEK PLANTATION
Legal Lot Number	46
Jurisdiction	BRYAN GA
Township / Civil Division	PEMBROKE
Census Block Group	1
Census Block	1065
Census Tract	920101

Owner

320 Creekside Cir is owned and occupied by an individual who bought it in July 2013.

Source: Bryan County records, as of January 9, 2026

Owner of Record	Individual Name on File
Mailing Address	320 CREEKSIDE CIR, ELLABELL, GA 31308-7233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2013 · Amount on File
Deed Sale	Jul 23, 2013 · Amount on File
Deed Document Number	0001104777
Deed Book / Page	1104 / 777
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRYAN GA
Property Address	320 CREEKSIDE CIR, ELLABELL, GA 31308-7233
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CREEKSIDE CIR, ELLABELL, GA 31308-7233

Mortgage

Document Number	0000001427/0000000143
Date	Jul 14, 2020
Book Page	0000001427/0000000143
Instrument	005050

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 320 Creekside Cir was $2,713 with a homeowner's exemption, up 2.1% from the year before.

Source: Bryan County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Bryan County
Unified School District	Bryan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,713.00 (+2.11%) Homeowner's exemption	$107,680 (+1.24%) Land $14,000 Building $93,680	$269,200 (+1.24%) Land $35,000 Building $234,200
2024	$2,657.00 (+31.47%) Homeowner's exemption	$106,360 (+10.19%) Land $14,000 Building $92,360	$265,900 (+10.19%) Land $35,000 Building $230,900
2023	$2,021.00 (+1.61%) Homeowner's exemption	$96,520 (+25.55%) Land $14,000 Building $82,520	$241,300 (+25.55%) Land $35,000 Building $206,300
2022	$1,989.00 Homeowner's exemption	$76,880 Land $24,480 Building $52,400	$192,200 Land $61,200 Building $131,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Creekside Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective March 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Creekside Cir is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGNOLIA CREEK PLANTATION/TAYOR PLACE private · serves 589 people · EPA ID GA0290093
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	9 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pembroke Telephone Company Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20