320 Cree Ter, Rising Sun, MD 21911 Property Records

Cecil County property record for 320 Cree Ter, Rising Sun, MD 21911

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 1987
Lot Size	0.557 acres (24,262 sqft)
Owner	2 Individual Names on File
Last Sale	$179,500 (Sep 2017)
Tax Bill	$2,089 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-008868`

Property Details

APN / Parcel Number

Primary APN	`08-008868`
Alternative APNs	`8008868` `008868`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	24,262 sqft (0.557 acres)
View / Lot	Waterfront
Deck Area	176 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	008868
Street Address	320 CREE TER
City	RISING SUN
State	MD
Zip	21911-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 46 - .5571 ACRE 320 CREE TERRACE OCTORARO LAKES
Legal Subdivision	OCTORARO LAKES
Legal Lot Number	46
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	2
Census Block	2013
Census Tract	31400

Owner

320 Cree Ter is owned and occupied by two individuals who bought it in September 2017.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 CREE TER, RISING SUN, MD 21911-1300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2017 · Amount on File
Deed Sale	Sep 1, 2017 · Amount on File
Prior Sale	Jun 24, 2010 · Amount on File
Deed Book / Page	4124 / 479
Record Updated	Oct 29, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Sep 1, 2017
Property Address	320 CREE TER, RISING SUN, MD 21911-1300
Document Number	0041240480
Book / Page	004124 / 000480
Instrument Date	Aug 18, 2017
Transaction Type	Transfer
Record Updated	Nov 13, 2017
Title Company	GOLD STAR TITLE CORPORATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 CREE TER RISING SUN MD 219111300, RISING SUN, MD 21911-1300

Mortgage

Document Number	41240485
Date	Sep 1, 2017
Book Page	004124/000485

Lender

Name	FIDELITY BK MTG
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 320 Cree Ter was $2,089, down 8.2% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,089.00 (-8.22%)	$228,033	$279,100 Land $112,100 Building $167,000
2025	$2,276.00
2023	$1,396.00	$184,367	$202,500 Land $64,100 Building $138,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Cree Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Cree Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cree Ter

Nearby Streets

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