320 Covert Ln, Billings, MT 59105 Property Records

Yellowstone County property record for 320 Covert Ln, Billings, MT 59105

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,207 sqft · built 2006
Lot Size	0.038 acres (1,651 sqft)
Owner	2 Individual Names on File
Last Sale	$231,226 (Aug 2022)
Tax Bill	$1,839 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000C00392C`

Property Details

APN / Parcel Number

Primary APN	`000C00392C`
Alternative APNs	`03-1033-15-3-07-16-7003` `R0339303` `C00392C`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,207 sqft Living Area
1st Floor Area	1,207 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,651 sqft (0.038 acres)
View / Lot	Neighborhood / Spot
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	320 COVERT LN
City	BILLINGS
State	MT
Zip	59105-3702
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WALTON ASH TOWNHOMES, S15, T01 N, R26 E, UNIT C, 25% COMMON AREA INTEREST, LOC @ LT 12 & E2 LT 11 BLK 6 HAPPY HOLLOW SUB LOT: 11
Legal Range	26E
Legal Township	01N
Legal Section	15
Legal Subdivision	WALTON ASH TOWNHOMES
Legal Block	6
Legal Lot Number	11
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2022
Census Tract	701

Owner

320 Covert Ln, a duplex, is owned and occupied by two individuals who bought it in August 2022.

Source: Yellowstone County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 COVERT LN, BILLINGS, MT 59105-3702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Warranty Deed, Transfer · FHA Mortgage OPPORTUNITY BANK OF MT
Aug 13, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2022 · Amount on File
Deed Sale	Aug 15, 2022 · Amount on File
Prior Sale	Aug 13, 2020 · Amount on File
Deed Document Number	20224026429
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 15, 2022
Property Address	320 COVERT LN, BILLINGS, MT 59105-3702
Document Number	0004026429
Map Reference	DOC 3408021
Instrument Date	Aug 15, 2022
Instrument	4026429
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	320 COVERT LN, BILLINGS, MT 59105-3702

Mortgage

Document Number	0004026430
Date	Aug 15, 2022
Instrument	4026430

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 13, 2020
Property Address	320 COVERT LN, BILLINGS, MT 59105-3702
Document Number	0003933370
Instrument Date	Aug 11, 2020
Instrument	3933370
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 COVERT LN, BILLINGS, MT 59105-3702

Mortgage

Document Number	0003933371
Date	Aug 13, 2020
Instrument	3933371

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 320 Covert Ln was $1,839, down 17% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,100 (-) Land $38,120 Building $256,980	$295,100 (-) Land $38,120 Building $256,980
2025	$1,839.00 (-17.01%)	$295,100 Land $38,120 Building $256,980	$295,100 Land $38,120 Building $256,980
2024	$2,216.00 (+7.57%)
2023	$2,060.00	$230,900	$230,900 Land $25,688 Building $205,212

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Covert Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2002–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Covert Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: Nemont, Verizon.

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