320 Couch Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 320 Couch Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,554 sqft · built 1946
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,062 (2025)
Deeds & Mortgages	Oct 2025 Sale Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24N-54-1076`

Property Details

APN / Parcel Number

Primary APN	`24N-54-1076`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,554 sqft Living Area
Gross Area	2,350 sqft
1st Floor Area	864 sqft
Basement Area	396 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	80 sqft
Deck Area	361 sqft
Patio Area	120 sqft
Balcony Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	320 COUCH AVE
City	SAINT LOUIS
State	MO
Zip	63122-5415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	DOERR PLACE LOTS 18 & 19 1 8 91
Legal Subdivision	DOERR PLACE
Legal Block	5
Legal Lot Number	18,19
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	5
Census Block	5003
Census Tract	218300

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 COUCH AVE, SAINT LOUIS, MO 63122-5415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Beneficiary Deed, Transfer
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 9, 2025
Transfer Doc	0000000630
Record Updated	Oct 29, 2026

October 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 15, 2025
Property Address	320 COUCH AVE, SAINT LOUIS, MO 63122-5415
Document Number	2025101500630
Map Reference	MB 10 PG 5
Instrument Date	Oct 9, 2025
Instrument	2025101500630
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 COUCH AVE, KIRKWOOD, MO 63122-5415

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	320 COUCH AVE, SAINT LOUIS, MO 63122-5415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL CHICAGO IL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 COUCH AVE, SAINT LOUIS, MO 63122-5415

Mortgage

Document Number	0242023292
Date	Aug 12, 2020
Book Page	24202/3292
Instrument	2020081200211

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,810 (-) Land $50,070 Building $21,740	$377,900 (-) Land $263,500 Building $114,400
2025	$4,062.00 (-3.79%)	$71,810 (+6.56%) Land $50,070 Building $21,740	$377,900 (+6.54%) Land $263,500 Building $114,400
2024	$4,222.00 (+1.59%)	$67,390 (-) Land $36,060 Building $31,330
2023	$4,156.00 (+9.77%)	$67,390 (+16.83%) Land $36,060 Building $31,330	$354,700 (+16.83%) Land $189,800 Building $164,900
2022	$3,786.00	$57,680 Land $36,060 Building $21,620
2021			$303,600 Land $189,800 Building $113,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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