Santa Clara County property record for 320 Coty Way, San Jose, CA 95136
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,581 sqft · built 1971 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,535,000 (May 2022) |
| Tax Bill | $19,306 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Feb 2026 Mortgage + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | 462-33-012 |
| Primary APN | 462-33-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,581 sqft Living Area |
| 1st Floor Area | 1,581 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 320 COTY WAY |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95136-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-8P |
| Legal Description | TRACT 4953 BOOK 281 PAGE 30 PAGE 31 LOT 56 |
| Legal Subdivision | TRACT NO 4953 |
| Legal Tract | 4953 |
| Legal Lot Number | 56 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 512019 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 320 COTY WAY, SAN JOSE, CA 95136-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Feb 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Mar 4, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage CITIBANK NA |
| May 6, 2022 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Sep 28, 2021 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on Record |
| Deed Sale | May 6, 2022 · Amount on Record |
| Prior Sale | Sep 28, 2021 · Amount on Record |
| Deed Document Number | 202225298086 |
| Prior Transfer Date | Jan 24, 2008 |
| Prior Transfer Doc | 0019726671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 320 COTY WAY, SAN JOSE, CA 95136-2109 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 320 COTY WAY, SAN JOSE, CA 95136-2109 |
| Document Number | 0025823062 |
|---|---|
| Date | Jun 17, 2025 |
| Instrument | 25823062 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | Other |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 320 COTY WAY, SAN JOSE, CA 95136-2109 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 320 COTY WAY, SAN JOSE, CA 95136-2109 |
| Document Number | 0025949023 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 25949023 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 10.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Mar 4, 2026 |
| Property Address | 320 COTY WAY, SAN JOSE, CA 95136-2109 |
| Document Number | 0025951960 |
| Map Reference | MB 282 PG 30 & 31 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 25951960 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 COTY WAY, SAN JOSE, CA 95136-2109 |
| Document Number | 0025949023 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 25949023 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 10.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 6, 2022 |
| Property Address | 320 COTY WAY, SAN JOSE, CA 95136-2109 |
| Document Number | 0025298086 |
| Map Reference | MB 282 PG 30&31 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 25298086 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 320 COTY WAY, SAN JOSE, CA 95136-2109 |
| Document Number | 0025298087 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 25298087 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 11.8% |
| Index | Other |
| Max Rate | 11.8% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Sep 28, 2021 |
| Property Address | 320 COTY WAY, SAN JOSE, CA 95136-2109 |
| Document Number | 0025115560 |
| Map Reference | MB 282 PG 30&31 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 25115560 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Secondary School District | East Side Union High School District (09 - 12) |
| Elementary School District | Oak Grove Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,390,000 (+1.09%) Land $1,027,700 Building $362,300 | |
| 2025 | $19,306.00 (+2.65%) | $1,375,000 (+3%) Land $1,016,600 Building $358,400 |
| 2023 | $18,807.00 (+26%) | $1,335,000 Land $935,000 Building $400,000 |
| 2022 | $14,926.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 870 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Sail Internet Fixed Wireless | 800 / 160 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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