Ouachita Parish property record for 320 Cotton Trace Dr, Monroe, LA 71203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,468 sqft · built 2018 |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Jul 2017) |
| Tax Bill | $3,603 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Nov 2020 Refinance |
| Flood Zone | Zone X (moderate risk) |
| APN | 133492 |
| Primary APN | 133492 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,468 sqft |
| Year Built | Built 2018 |
|---|---|
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Account Number | 262763 |
|---|---|
| Street Address | 320 COTTON TRACE DR |
| City | MONROE |
| State | LA |
| Zip | 71203-6125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41 BAYOU TRACE UNIT 2 |
| Legal Range | 04E |
| Legal Township | 19N |
| Legal Section | 21 |
| Legal Subdivision | BAYOU UN 2 |
| Legal Lot Number | 41 |
| Legal Unit | 2 |
| Jurisdiction | OUACHITA LA |
| Township / Civil Division | C |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 10202 |
Source: Ouachita Parish records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 COTTON TRACE DR, MONROE, LA 71203-6125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2018 | Deed of Trust, Mortgage EAGLE BANK |
| Nov 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance EAGLE BANK & TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2017 · Amount on Record |
| Deed Sale | Jul 19, 2017 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 320 COTTON TRACE DR, MONROE, LA 71203-6125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000003664/0000000092 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 0000003664/0000000092 |
| Instrument | 000001751040 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 357 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 320 COTTON TRACE DR, MONROE, LA 71203-6125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003940/836 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 3940/836 |
| Instrument | 1811978 |
| Name | EAGLE BANK & TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Ouachita Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | Ouachita Parish |
| Unified School District | Ouachita Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,603.00 (-0.66%) | $31,796 (-) Land $3,400 Building $28,396 | $317,957 (-) Land $34,000 Building $283,957 |
| 2024 | $3,627.00 (+0.75%) | $31,796 (-) Land $3,400 Building $28,396 | $317,957 (-) Land $34,000 Building $283,957 |
| 2023 | $3,600.00 (+0.95%) | $31,796 (-) Land $3,400 Building $28,396 | $317,957 (-) Land $34,000 Building $283,957 |
| 2022 | $3,566.00 | $31,796 Land $3,400 Building $28,396 | $317,957 Land $34,000 Building $283,957 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 109 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 109 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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