320 Corrientes Cir, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 320 Corrientes Cir, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,140 sqft · built 1994
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Jun 2023)
Tax Bill	$4,771 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-23-04-302-010`

Property Details

APN / Parcel Number

Primary APN	`40-23-04-302-010`
Alternative APNs	`0095262-098340-6` `10004607254`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,140 sqft Living Area
Gross Area	2,872 sqft

Exterior

Year Built	Built 1994
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Finished
Garage Area	431 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Porch
Porch Area	301 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004607254
Old Parcel Number	00952620983406
Street Address	320 CORRIENTES CIR
City	PUNTA GORDA
State	FL
Zip	33983-5629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 020 0585 0004 PUNTA GORDA ISLES SEC20 BLK585 LT 4 719/780 1307/1444 1747/109 1913/2013 3282448
Legal Range	23E
Legal Township	40S
Legal Section	04
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	585
Legal Lot Number	4
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2005
Census Tract	20103

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	320 CORRIENTES CIR, PUNTA GORDA, FL 33983-5629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 8, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 19, 2018	Loan Modification, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Prior Sale	Jul 3, 2001 · Amount on Record
Deed Document Number	3282448
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 23, 2023
Property Address	320 CORRIENTES CIR, PUNTA GORDA, FL 33983-5629
Document Number	0003282448
Map Reference	MB 11 PG 2-A-2-Z-42
Instrument Date	Jun 21, 2023
Instrument	3282448
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,815.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7649 SUNNYSIDE RD, IRA, MI 48023-2532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CORRIENTES CIR, PUNTA GORDA, FL 33983-5629

Mortgage

Document Number	0003282449
Date	Jun 23, 2023
Instrument	3282449

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	Other
Margin	3
Max Rate	11.8%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	320 CORRIENTES CIR, PUNTA GORDA, FL 33983-5629
Document Number	0045051900
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 CORRIENTES CIR PUNTA GORDA FL 339835629, PUNTA GORDA, FL 33983-5629

Mortgage

Document Number	0045051900
Date	Nov 15, 2019
Book Page	004505/001900
Instrument	2761002

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLOTTE FL
Property Address	320 CORRIENTES CIR, PUNTA GORDA, FL 33983-5629
Document Number	0043391969
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 CORRIENTES CIR PUNTA GORDA FL 339835629, PUNTA GORDA, FL 33983-5629

Mortgage

Document Number	0043391969
Date	Jul 23, 2018
Book Page	004339/001969
Instrument	2631346

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 22, 2058

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,771.00 (+77.62%) Homeowner's exemption	$356,273 (+129.84%)	$319,958 (+3.39%) Land $45,000 Building $274,958
2023	$2,686.00 (+8.83%) Homeowner's exemption	$155,007 (+3%)	$309,455 (-8.26%) Land $38,000 Building $271,455
2022	$2,468.00 Homeowner's exemption	$150,492	$337,324 Land $27,200 Building $310,124

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

Nearby Properties on Corrientes Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures