320 Cornell Rd, Montgomery, AL 36109 Property Records

Montgomery County property record for 320 Cornell Rd, Montgomery, AL 36109

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,706 sqft · built 1973
Lot Size0.232 acres (10,125 sqft)
OwnerIndividual Name on Record
Last Sale$172,850 (Jul 2023)
Tax Bill$826 (2026)
Deeds & MortgagesSep 2026 Mortgage
Jul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-01-11-1-013-018.000

Property Details

APN / Parcel Number

Primary APN10-01-11-1-013-018.000
Alternative APNs
  • 0310011101013018000
  • 227453

Interior

Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,706 sqft Living Area
1st Floor Area1,706 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area10,125 sqft (0.232 acres)
Lot Dimensions135 ft deep x 75 ft wide
Garage Area504 sqft
PorchSlab
Porch Area258 sqft
Patio Area234 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number227453
Street Address320 CORNELL RD
CityMONTGOMERY
StateAL
Zip36109-3218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-75-S
Legal Description1001111013018000
Legal Range18E
Legal Township16N
Legal Section11
Legal SubdivisionCOLLEGE GROVE 6
Legal BlockE
Legal Lot Number19
JurisdictionMONTGOMERY AL
Township / Civil DivisionMONTGOMERY
Census Block Group4
Census Block4010
Census Tract2600

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 CORNELL RD, MONTGOMERY, AL 36109-3218
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOME MORTGAGE CORPORATION
Jul 10, 2023Warranty Deed, Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2023 · Amount on Record
Deed SaleJul 10, 2023 · Amount on Record
Prior SaleJun 9, 2014 · Amount on Record
Deed Document Number20234643149
Deed Book / Page6004 / 618
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Recording DateSep 3, 2026
Property Address320 CORNELL RD, MONTGOMERY, AL 36109-3218
Document Number0004837968
Book / Page6522 / 166
Instrument DateAug 31, 2026
Instrument20264837968
Transaction TypeMortgage
Record UpdatedSep 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 CORNELL RD, MONTGOMERY, AL 36109-3218

Mortgage

Document Number0004837968,
DateSep 3, 2026
Book Page6522/166
Instrument20264837968
Lender
NameHOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateJul 10, 2023
Property Address320 CORNELL RD, MONTGOMERY, AL 36109-3218
Document Number0060040618
Book / Page6004 / 618
Map ReferenceMB 25 PG 149
Instrument DateJul 10, 2023
Transaction TypeTransfer
Record UpdatedJul 31, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060040620
DateJul 10, 2023
Instrument6004-0620
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$826.00 (+7.13%)
2025$771.00 (+2.66%) Homeowner's exemption$16,530 (+8.25%) Land $2,000 Building $14,530$165,300 (+8.25%) Land $20,000 Building $145,300
2023$751.00 (+49.9%)$15,270 (+13.53%) Land $2,000 Building $13,270$152,700 (+13.53%) Land $20,000 Building $132,700
2022$501.00$13,450 Land $2,000 Building $11,450$134,500 Land $20,000 Building $114,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1979–2018)
Claims Outside the SFHA2 of 4
Most Recent ClaimJul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
10,000 / 10,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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