320 Cooper Dr, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 320 Cooper Dr, Charlotte, NC 28210

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,253 sqft · built 1959
Lot Size	0.265 acres (11,545 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Aug 2020)
Tax Bill	$5,596 (2023)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171-104-19`

Property Details

APN / Parcel Number

Primary APN	`171-104-19`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,253 sqft Heated Area
Gross Area	1,483 sqft
1st Floor Area	1,253 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,545 sqft (0.265 acres)
Porch	Porch
Porch Area	140 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	171-104-19
Street Address	320 COOPER DR
City	CHARLOTTE
State	NC
Zip	28210-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L22 B3 M7-815
Legal Subdivision	SENECA PARK
Legal Block	3
Legal Lot Number	22
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1042
Census Tract	3110

Owner

320 Cooper Dr is owned and occupied by an individual who bought it in August 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	320 COOPER DR, CHARLOTTE, NC 28210-2838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Deed Document Number	0034907676
Deed Book / Page	34907 / 676
Record Updated	Jun 7, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 10, 2020
Property Address	320 COOPER DR, CHARLOTTE, NC 28210-2838
Document Number	0000123712
Book / Page	034907 / 000676
Instrument Date	Jul 28, 2020
Instrument	123712
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	BARRISTERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 COOPER DR CHARLOTTE NC 282102838, CHARLOTTE, NC 28210-2838

Mortgage

Document Number	123713
Date	Aug 10, 2020
Book Page	034907/000680
Instrument	123713

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 320 Cooper Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2005–2009)
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Cooper Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20