Cecil County property record for 320 Conowingo Rd, Conowingo, MD 21918
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1 ba · 1,588 sqft · built 1950 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,568 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-006075 |
| Primary APN | 08-006075 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,588 sqft Total Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 448 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 006075 |
|---|---|
| Street Address | 320 CONOWINGO RD |
| City | CONOWINGO |
| State | MD |
| Zip | 21918 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | BG |
| Legal Description | 1 ACRE 320 CONOWINGO ROAD NEAR CONOWINGO DAM |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 8, OAKWOOD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 31400 |
Source: Cecil County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3235 CONOWINGO RD, STREET, MD 21154-2025 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 15, 2020 | Deed of Trust, Mortgage · Line of Credit PEOPLESBANK |
| Apr 12, 2018 | Deed of Trust, Mortgage · Line of Credit PEOPLES BK&TR CO/POINTE COUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2007 |
| Deed Sale | Nov 5, 2007 |
| Prior Sale | May 21, 2003 · Amount on Record |
| Deed Document Number | 2007666666 |
| Deed Book / Page | 2428 / 131 |
| Transfer Doc | 0009790451 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 320 CONOWINGO RD, CONOWINGO, MD 21918 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045840175 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 4584/175 |
| Name | PEOPLESBANK |
|---|---|
| Address | HUNT VALLEY, MD 21031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 320 CONOWINGO RD, CONOWINGO, MD 21918 |
| Document Number | 0042440042 |
| Instrument Date | Apr 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3235 CONOWINGO RD STREET MD 211542025, STREET, MD 21154-2025 |
| Document Number | 0042440042 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 004244/000042 |
| Name | PEOPLES BK&TR CO/POINTE COUP |
|---|---|
| Type | Bank |
| Address | YORK, PA 17402-3623 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cecil County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,167 (+2.17%) | $244,100 (+6.5%) Land $135,000 Building $109,100 | |
| 2025 | $2,568.00 (+2.19%) | $229,200 (+3.18%) Land $135,000 Building $94,200 | $229,200 (-) Land $135,000 Building $94,200 |
| 2023 | $2,513.00 | $222,133 | $229,200 Land $135,000 Building $94,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 750 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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