320 Concha Dr, Sebastian, FL 32958 Property Records

Indian River County property record for 320 Concha Dr, Sebastian, FL 32958

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$1,033 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-38-25-00001-2930-00004.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-25-00001-2930-00004.0`
Alternative APN	`23326`

Exterior

Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Location & Zoning

Account Number	23326
Street Address	320 CONCHA DR
City	SEBASTIAN
State	FL
Zip	32958-6502
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 11 BLK 293 LOT 4 PBI 7-56H
Legal Range	38
Legal Township	31
Legal Section	25
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 11
Legal Block	293
Legal Lot Number	4
Legal Unit	11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3015
Census Tract	50809

Owner

Source: Indian River County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10237 159TH CT N, JUPITER, FL 33478-9352
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 1995
Deed Sale	Dec 13, 1995
Deed Document Number	0108302507
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	320 CONCHA DR, SEBASTIAN, FL 32958-6502
Document Number	0033332230
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 MIDVALE TER SEBASTIAN FL 329586206, SEBASTIAN, FL 32958-6206

Mortgage

Document Number	0033332230
Date	Sep 1, 2020
Book Page	003333/002230
Instrument	51195

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,033.00 (+15.29%)	$68,000 (-) Land $68,000	$68,000 (-) Land $68,000
2023	$896.00 (+20.92%)	$68,000 (+37.93%) Land $68,000	$68,000 (+37.93%) Land $68,000
2022	$741.00	$49,300 Land $49,300	$49,300 Land $49,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20