Alleghany County property record for 320 Commerce Ave, Iron Gate, VA 24448
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,028 sqft · built 1922 |
| Lot Size | 0.216 acres (9,417 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $457 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 044F2-02-400-0170 |
| Primary APN | 044F2-02-400-0170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| Gross Area | 1,266 sqft |
| 1st Floor Area | 998 sqft |
| Basement Area | 998 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 9,417 sqft (0.216 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 238 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6743 |
|---|---|
| Street Address | 320 COMMERCE AVE |
| City | IRON GATE |
| State | VA |
| Zip | 24448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IG |
| Legal Description | LOTS 17-18-19-BLK 40 I G L |
| Legal Block | 40 |
| Legal Lot Number | 17-18 |
| Jurisdiction | ALLEGHANY VA |
| Township / Civil Division | SHARON |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 80100 |
320 Commerce Ave is owned by an individual who acquired it in June 2013.
Source: Alleghany County records, as of June 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 17, IRON GATE, VA 24448-0017 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2013 |
| Deed Sale | Jun 13, 2013 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 320 Commerce Ave was $457.
Source: Alleghany County assessment roll, as of June 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Alleghany County |
| Municipality | Iron Gate Town |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $457.00 | $93,300 Land $10,000 Building $83,300 | $93,300 Land $10,000 Building $83,300 |
| 2023 | $44,200 Land $5,000 Building $39,200 | $44,200 Land $5,000 Building $39,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Commerce Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1985–2011) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Commerce Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF IRON GATE serves 408 people · EPA ID VA2005480 |
|---|---|
| Water Source | Purchased surface water from TOWN OF CLIFTON FORGE |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Glo Fiber Cable | 1,200 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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