Black Hawk County property record for 320 Columbia St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 528 sqft · built 1909 |
| Lot Size | 0.051 acres (2,200 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,000 (Feb 2023) |
| Tax Bill | $646 (2025) |
| Deeds & Mortgages | Dec 2019 Foreclosure |
| Flood Zone | Zone X (moderate risk) |
| APN | 8913-23-276-003 |
| Primary APN | 8913-23-276-003 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 528 sqft Living Area |
| 1st Floor Area | 528 sqft |
| Basement Area | 528 sqft |
| Unfinished Basement | 528 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 2,200 sqft (0.051 acres) |
| Lot Dimensions | 50 ft deep x 44 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | Deck Area |
| Patio Area | 64 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 320 COLUMBIA ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALUMET ADDITION S 44 FT LOT 1 BLK 10 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 23 |
| Legal Subdivision | CALUMET ADDITION |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 500 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 300 SYCAMORE ST, 143, WATERLOO, IA 50704-8104 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2023 · Amount on Record |
| Deed Sale | Feb 6, 2023 · Amount on Record |
| Prior Sale | Aug 9, 2005 · Amount on Record |
| Deed Document Number | 202311048 |
| Last Transfer Date | Mar 12, 2025 |
| Transfer Doc | 0000003297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 12, 2019 |
| Property Address | 320 COLUMBIA ST, WATERLOO, IA 50703-3620 |
| Document Number | 20202000010725 |
| Instrument Date | Dec 2, 2019 |
| Instrument | 20202000010725 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420 |
| Investor | Possibly a Property Investor |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $646.00 (+34.58%) | $31,640 (+43.04%) Land $3,090 Building $28,550 | $31,640 (+43.04%) Land $3,090 Building $28,550 |
| 2024 | $480.00 (+16.5%) | ||
| 2023 | $22,120 (+18.1%) Land $3,090 Building $19,030 | $22,120 (+18.1%) Land $3,090 Building $19,030 | |
| 2022 | $412.00 | $18,730 Land $3,090 Building $15,640 | |
| 2021 | $18,730 Land $3,090 Building $15,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 10 (1998–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink.
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