Kent County property record for 320 Cold Spring Pl, Dover, DE 19904 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1984 |
| Square Footage | 1,120 sqft Living Area |
| Lot Size | 2,178 sqft (0.05 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,000 (2022) |
| Tax Bill | $1,019.00 (2025) |
Source: Kent County records · APN 2-05-076.06-02-48.00-000
Assessment roll updated September 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 COLD SPRING PL, DOVER, DE 19904-7631 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage CAPITAL LENDING |
| Nov 16, 2022 | Deed, Transfer · Veterans Administration Mortgage NOVUS HOME MORTGAGE |
| Feb 07, 2022 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage NFM INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on Record |
| Deed Sale | Nov 16, 2022 · Amount on Record |
| Prior Sale | Nov 14, 2022 · Amount on Record |
| Deed Doc Number | 2022464480 |
| Deed Book / Page | 12256 / 134 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jul 31, 2026 |
| Property Address | 320 COLD SPRING PL, DOVER, DE 19904-7631 |
| Document Number | 0000541388 |
| Book / Page | 14342 / 199 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 2026541388 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 320 COLD SPRING PL, DOVER, DE 19904-7631 |
| Document Number | 0000541388, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 14342/199 |
| Instrument | 2026541388 |
| Name | CAPITAL LENDING |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Nov 16, 2022 |
| Property Address | 320 COLD SPRING PL, DOVER, DE 19904-7631 |
| Document Number | 0000464480 |
| Book / Page | 12256 / 134 |
| Map Reference | MB 17 PG 53 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 2022-464480 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 MASTERPIECE RD, 100, LAKE WALES, FL 33898-7639 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 320 COLD SPRING PL, DOVER, DE 19904-7631 |
| Document Number | 0000464481 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 2022-464481 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Feb 07, 2022 |
| Property Address | 320 COLD SPRING PL, DOVER, DE 19904-7631 |
| Document Number | 0000443523 |
| Book / Page | 11738 / 157 |
| Map Reference | MB 17 PG 53 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2022-443523 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | SOURCEPOINT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 320 COLD SPRING PL, DOVER, DE 19904-7631 |
| Document Number | 0000443524 |
|---|---|
| Date | Feb 07, 2022 |
| Instrument | 2022-443524 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 01, 2051 |
| Document Number | 0000443525 |
|---|---|
| Date | Feb 07, 2022 |
| Book Page | 11738/182 |
| Instrument | 2022-443525 |
| Name | DELAWARE STATE HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DOVER, DE 19901 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,019.00 (+18.21%) | $173,400 (+491.81%) Land $38,000 Building $135,400 |
| 2023 | $862.00 | $29,300 Land $3,700 Building $25,600 |
Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 2-05-076.06-02-48.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,120 sqft Living Area |
| Basement Area | 560 sqft Basement |
| Unfinished Basement | 560 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 2,178 sqft (0.05 acres) |
| Depth X Width | 108 ft x 20 ft Depth x Width |
| View | Major Street/Thoroughfare View |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 6827 |
|---|---|
| Street Address | 320 COLD SPRING PL |
| City | DOVER |
| State | DE |
| Zip | 19904-7631 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THE GREENS OF DOVER III LOT 36 2,163 SQ FT 320 COLD SPRING PLACE |
| Legal Subdivision | THE GREENS OF DOVER SEC 3 |
| Legal Lot Number | 36 |
| Jurisdiction | KENT DE |
| Minor Civil Division | DOVER |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 40700 |
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