320 Cobalt St, O Brien, OR 97534 Property Records

Josephine County property record for 320 Cobalt St, O Brien, OR 97534

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 1936
Lot Size	5.04 acres (219,542 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,297 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone D (undetermined)
APN	`40-09-24-B0-000200`

Property Details

APN / Parcel Number

Primary APN	`40-09-24-B0-000200`
Alternative APNs	`R3326372` `R332637`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,770 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1973
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	219,542 sqft (5.04 acres)
Garage Type	Mixed
Garage Area	336 sqft
Carport	Carport
Carport Area	432 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	496 sqft
Gazebo	173 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	R332637
Street Address	320 COBALT ST
City	O BRIEN
State	OR
Zip	97534-0214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5; RURAL RES 5 AC
Legal Description	ACRES 5.04, POTENTIAL ADD'L TAX LIAB
Legal Range	09
Legal Township	40
Legal Section	24
Legal Quarter	NW
Legal Lot Number	200
Jurisdiction	JOSEPHINE OR
Township / Civil Division	CAVE JUNCTION
Census Block Group	4
Census Block	4006
Census Tract	361601

Owner

Source: Josephine County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 168, O BRIEN, OR 97534-0168
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019
Deed Sale	Nov 1, 2019
Deed Document Number	2019-014005
Record Updated	Jun 8, 2026

November 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Nov 1, 2019
Property Address	320 COBALT ST, O BRIEN, OR 97534-0214
Document Number	0000014005
Instrument Date	Oct 28, 2019
Instrument	14005
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 168 O BRIEN OR 975340168, O BRIEN, OR 97534-0168

Mortgage

Document Number	14006
Date	Nov 1, 2019
Instrument	14006

Lender

Name	ROGUE CU
Address	MEDFORD, OR 97501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

Tax Assessment & Valuation

Source: Josephine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,297.00 (+3.93%)	$126,560 (+2.99%)	$309,740 (-6.74%) Land $136,750 Building $172,990
2024	$1,248.00	$122,880 (+2.99%)	$332,120 (+9.48%) Land $154,540 Building $177,580
2023		$119,310 (+3%)	$303,360 (-1.83%) Land $144,100 Building $159,260
2022		$115,830	$309,010 Land $150,670 Building $158,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 88% of Oregon
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cobalt St

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