Lauderdale County property record for 320 Co Rd 10, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,493 sqft · built 1900 |
| Lot Size | 18 acres (784,080 sqft) |
| Owner | Individual Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-11-0-000-006-000 |
| Primary APN | 07-01-11-0-000-006-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,493 sqft Adjusted Area |
| 1st Floor Area | 1,400 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 784,080 sqft (18 acres) |
| Garage Type | Mixed |
| Garage Area | 1,860 sqft |
| Parking Spaces | 7 Parking Spaces |
| Account Number | 12440 |
|---|---|
| Street Address | 320 COUNTY ROAD 10 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-4000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 20 ACRES IN W/2 OF NE/4 OF SW/4 OF SEC 11 |
| Legal Range | 13W |
| Legal Township | 01S |
| Legal Section | 11 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | CLOVERDALE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 11402 |
320 Co Rd 10 is owned and occupied by an individual.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 COUNTY ROAD 10, WATERLOO, AL 35677-4000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Senior Citizen's exemption | $18,080 | $195,980 Land $126,100 Building $69,880 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $9,880 Land $9,880 | $158,760 Land $98,500 Building $60,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Co Rd 10 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Mar 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Co Rd 10 is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures