Polk County property record for 320 Cloverdale Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,533 sqft · built 2006 |
| Lot Size | 0.201 acres (8,751 sqft) |
| Owner | Trust Name on File |
| Last Sale | $75,000 (Feb 2012) |
| Tax Bill | $3,955 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687551-000530 |
| Primary APN | 26-29-13-687551-000530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,533 sqft Living Area |
| Gross Area | 1,933 sqft |
| 1st Floor Area | 1,533 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,751 sqft (0.201 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 55 sqft |
| Street Address | 320 CLOVERDALE RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-4214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAVANNA POINTE PLAT BOOK 129 PGS 49 THRU 52 LOT 53 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | SAVANNA POINTE |
| Legal Tract | 687551 |
| Legal Block | 2 |
| Legal Lot Number | 53 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 14401 |
320 Cloverdale Rd is held in a trust since March 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 6780 WINTERSET GARDENS RD, WINTER HAVEN, FL 33884-3150 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2012 · Amount on File |
| Deed Sale | Feb 16, 2012 · Amount on File |
| Prior Sale | Feb 20, 2006 · Amount on File |
| Deed Document Number | 201227137 |
| Deed Book / Page | 8581 / 1036 |
| Last Transfer Date | Mar 14, 2022 |
| Transfer Doc | 0000081537 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 320 Cloverdale Rd was $3,955.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,189 (-1.59%) Land $35,000 Building $173,189 | $208,189 (-1.59%) Land $35,000 Building $173,189 | |
| 2025 | $3,955.00 | $211,562 Land $35,000 Building $176,562 | $211,562 Land $35,000 Building $176,562 |
| 2023 | $3,550.00 (+9.03%) | $208,813 (+9.63%) Land $34,000 Building $174,813 | $208,813 (+9.63%) Land $34,000 Building $174,813 |
| 2022 | $3,256.00 | $190,477 Land $28,000 Building $162,477 | $190,477 Land $28,000 Building $162,477 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Cloverdale Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Cloverdale Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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