York County property record for 320 Clover Ln, Hanover, PA 17331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,853 sqft · built 2024 |
| Lot Size | 0.414 acres (18,034 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,492 (Nov 2024) |
| Tax Bill | $7,879 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-000-43-0001.00-00000 |
| Primary APN | 44-000-43-0001.00-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,853 sqft Living Area |
| Basement Area | 588 sqft |
| Finished Basement | 588 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Lot Area | 18,034 sqft (0.414 acres) |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Detached |
| Garage Area | 728 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 320 CLOVER LN |
|---|---|
| City | HANOVER |
| State | PA |
| Zip | 17331-9248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Jurisdiction | YORK PA |
| Township / Civil Division | PENN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21801 |
Source: York County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 901 CHROMINE RD, REISTERSTOWN, MD 21136-6016 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 10, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2024 · Amount on Record |
| Deed Sale | Nov 1, 2024 · Amount on Record |
| Deed Document Number | 202443276 |
| Deed Book / Page | 2852 / 5173 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK PA |
| Property Address | 320 CLOVER LN, HANOVER, PA 17331-9248 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 320 CLOVER LN, HANOVER, PA 17331-9248 |
| Document Number | 0000041136 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 2880/5591 |
| Instrument | 2025041136 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Apr 10, 2026 |
| Property Address | 320 CLOVER LN, HANOVER, PA 17331-9248 |
| Document Number | 0000015214 |
| Book / Page | 2883 / 1222 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 202615214 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 320 CLOVER LN, HANOVER, PA 17331-9248 |
| Document Number | 0000015214, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 2883/1222 |
| Instrument | 202615214 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.35% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: York County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | York County |
| County Subdivision | Penn Township |
| Unified School District | South Western School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,879.00 (+362.11%) | $223,290 (+341.11%) Land $67,820 Building $155,470 | |
| 2025 | $1,705.00 | $50,620 Land $50,620 | |
| 2006 | $223,290 Land $67,820 Building $155,470 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
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