320 Cleland St, Georgetown, SC 29440 Property Records

Georgetown County property record for 320 Cleland St, Georgetown, SC 29440

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,830 sqft · built 1950
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$199,400 (Jul 2003)
Tax Bill$1,886 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN05-0027-165-00-00

Property Details

APN / Parcel Number

Primary APN05-0027-165-00-00
Alternative APN
  • 22527

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,830 sqft Living Area
1st Floor Area2,510 sqft
2nd Floor Area320 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Exterior MaterialBrick
Construction TypeBrick
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area288 sqft

Exterior Amenities

PorchOpen Porch
Porch Area334 sqft
Deck Area16 sqft
Patio Area16 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number22527
Old Parcel Number0500271650000
Street Address320 CLELAND ST
CityGEORGETOWN
StateSC
Zip29440-3212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT 285 CITY OF GEO
Legal SubdivisionGEORGETOWN
Legal Lot Number285
JurisdictionGEORGETOWN SC
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1036
Census Tract920302

Owner

Source: Georgetown County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 CLELAND ST, GEORGETOWN, SC 29440-3212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2003 · Amount on Record
Deed SaleJul 10, 2003 · Amount on Record
Prior SaleJun 11, 2002 · Amount on Record
Deed Document Number0001398138
Deed Book / Page1398 / 138
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address320 CLELAND ST, GEORGETOWN, SC 29440-3212
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number04020/0104
DateFeb 4, 2021
Book Page4020/104
Instrument202100001627
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyGeorgetown County
MunicipalityGeorgetown City
Unified School DistrictGeorgetown County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,886.00 (+18.69%)$10,111 (+15.03%) Land $2,000 Building $8,111$442,300 (+101.23%) Land $87,500 Building $354,800
2023$1,589.00 (+9.28%)$8,790 (-) Land $2,000 Building $6,790$219,800 (-) Land $50,000 Building $169,800
2022$1,454.00$8,790 Land $2,000 Building $6,790$219,800 Land $50,000 Building $169,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 188 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies188 in force
Nearby Flood Claims268 (1979–2025)
Claims Outside the SFHA45 of 268
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 33 claims
  • Severe Storms And Flooding, Oct 2015 · 43 claims
  • Hurricane Hugo, Sep 1989 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 61% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GEORGETOWN
serves 9,092 people · EPA ID SC2210001
Water SourceSurface water
Last State InspectionMay 2025
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
HTC
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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