320 Clay St, Reno, NV 89501 Property Records

Washoe County property record for 320 Clay St, Reno, NV 89501

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,710 sqft · built 1954
Lot Size	0.123 acres (5,358 sqft)
Owner	Company Name on File
Last Sale	$1,700,000 (Sep 2017)
Tax Bill	$5,222 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-154-12`

Property Details

APN / Parcel Number

Primary APN	`011-154-12`
Alternative APN	`20241`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	1,910 sqft
1st Floor Area	1,710 sqft
Basement Area	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,358 sqft (0.123 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	320 CLAY ST
City	RENO
State	NV
Zip	89501-1707
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF30
Legal Description	RIVERSIDE HEIGHTS LT 12 BLK 8
Legal Subdivision	RIVERSIDE HEIGHTS
Legal Block	8
Legal Lot Number	12
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHWEST
Census Block Group	1
Census Block	1011
Census Tract	402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Newlands Historic District listed 2016 · 479 contributing resources · NRIS 16000912

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

320 Clay St, a duplex, is owned by a company that bought it in September 2017.

Source: Washoe County records, as of April 15, 2026

Owner of Record	Company Name on File
Mailing Address	900 SCHELLBOURNE ST, RENO, NV 89511-7695
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Deed of Trust, Mortgage MEADOWS BK
Sep 19, 2018	Grant Deed, Mortgage · Line of Credit MEADOWS BK
Sep 29, 2017	Grant Deed, Transfer CAPITAL TITLE COMPANY OF NV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Deed Document Number	20174750201
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	320 CLAY ST, RENO, NV 89501-1707
Document Number	0004851902
Instrument Date	Sep 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	CAPITAL TITLE COMPANY OF NV, CAPITAL TTL CO OF NV

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	900 SCHELLBOURNE ST RENO NV 895117695, RENO, NV 89511-7695

Mortgage

Document Number	0004851902
Date	Sep 19, 2018
Instrument	4851902

Lender

Name	MEADOWS BK
Type	Bank
Address	6518 S MCCARRAN BLVD, RENO, NV 89509-6112

Agreement

Amount	Amount on Record

September 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	Sep 19, 2018
Property Address	320 CLAY ST, RENO, NV 89501-1707
Instrument Date	Sep 6, 2018
Instrument	4851900
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	CAPITAL TITLE COMPANY OF NV, CAPITAL TTL CO OF NV

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	900 SCHELLBOURNE ST RENO NV 895117695, RENO, NV 89511-7695

Mortgage

Document Number	0004851900
Date	Sep 19, 2018
Instrument	4851900

Lender

Name	MEADOWS BK
Type	Bank
Address	6518 S MCCARRAN BLVD, RENO, NV 89509-6112

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	Sep 29, 2017
Property Address	320 CLAY ST, RENO, NV 89501-1707
Document Number	0004750201
Instrument Date	Sep 29, 2017
Instrument	4750201
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	CAPITAL TITLE COMPANY OF NV

Transaction

Amount	Amount on Record
Tax	$6,970.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	900 SCHELLBOURNE ST RENO NV 895117695, RENO, NV 89511-7695

Tax Assessment & Valuation

The 2025 property tax bill for 320 Clay St was $5,222.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,933 (+0.58%) Land $62,344 Building $32,589
2025	$5,222.00	$94,383 Land $62,344 Building $32,039	$269,666 Land $178,125 Building $91,541
2023	$1,647.00	$90,562 Land $62,344 Building $28,218	$258,748 Land $178,125 Building $80,623
2021			$172,598 Land $106,210 Building $66,388

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 320 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	16 units insured incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	500 / 500
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Tech Stack 4, Verizon.

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