320 Clark Rd, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 320 Clark Rd, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,843 sqft · built 1985
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,912 (2026)
Deeds & Mortgages	Jun 2026 Transfer Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D13285`

Property Details

APN / Parcel Number

Primary APN	`D13285`
Alternative APNs	`LOWE M:267 B:1285 L:320` `M:000267 T:D13285`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,843 sqft Living Area
Gross Area	2,708 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	408 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	D13285
Street Address	320 CLARK RD
City	LOWELL
State	MA
Zip	01852-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Subdivision	LOWELL & TEWKSBURY
Legal Block	1285
Legal Lot Number	320
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2016
Census Tract	312501

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 CLARK RD, LOWELL, MA 01852-3124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 17, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) JEANNE D ARC CU
May 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU
Mar 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 19, 2026
Transfer Doc	0000019441
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 22, 2026
Property Address	320 CLARK RD, LOWELL, MA 01852-3124
Document Number	0000019441
Book / Page	40144 / 145
Instrument Date	Jun 19, 2026
Instrument	202619441
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	320 CLARK RD, LOWELL, MA 01852-3124

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	320 CLARK RD, LOWELL, MA 01852-3124
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038431-260
Date	Apr 17, 2024
Book Page	38431/260
Instrument	10038

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	320 CLARK RD, LOWELL, MA 01852-3124
Document Number	32970-243
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CLARK RD LOWELL MA 018523124, LOWELL, MA 01852-3124

Mortgage

Document Number	32970-243
Date	May 14, 2019
Book Page	032970/000243
Instrument	17975

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	320 CLARK RD, LOWELL, MA 01852-3124
Document Number	31030-253
Book / Page	031030 / 000253
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31030-253
Date	Apr 11, 2017
Book Page	031030/000253
Instrument	14388

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2027

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,912.00 (+7.51%)	$609,000 (+8.75%) Land $255,800 Building $353,200	$570,470 (-2.04%)
2025	$6,429.00 (-0.88%)	$560,000 (+2.83%) Land $239,100 Building $320,900	$582,350 (+11.68%)
2024	$6,486.00 (+6.31%)	$544,600 (+10.87%) Land $223,500 Building $321,100	$521,455
2023	$6,101.00	$491,200 Land $194,300 Building $296,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1980)
Most Recent Claim	Oct 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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