320 Clark Rd, Lancaster, KY 40444 Property Records

Garrard County property record for 320 Clark Rd, Lancaster, KY 40444

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2023
Lot Size5.27 acres (229,823 sqft)
OwnerIndividual Name on Record
Last Sale$28,000 (May 2019)
Tax Bill$3,717 (2025)
Deeds & MortgagesMay 2019 Sale
Flood ZoneZone X (minimal risk)
APN26-61.60

Property Details

APN / Parcel Number

Primary APN26-61.60
Alternative APN
  • 20960

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area229,823 sqft (5.27 acres)

Location & Zoning

Account Number20960
Street Address320 CLARK RD
CityLANCASTER
StateKY
Zip40444-7270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLARK ROAD ESTAT TR 10 PC 4-038 5.276 AC
Legal SubdivisionCLARK ROAD ESTATE
Legal Tract10
JurisdictionGARRARD KY
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1004
Census Tract970201

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 CLARK RD, LANCASTER, KY 40444-7270
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2019 · Amount on Record
Deed SaleMay 3, 2019 · Amount on Record
Deed Document Number2019148718
Deed Book / Page298 / 141
Record UpdatedOct 29, 2026

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionGARRARD KY
Recording DateMay 3, 2019
Property Address320 CLARK RD, LANCASTER, KY 40444-7270
Document Number00D298/141
Book / PageD298 / 141
Map ReferenceCAB 4 SL 38
Instrument DateApr 30, 2019
Instrument148718
Transaction TypeTransfer
Record UpdatedFeb 13, 2024

Transaction

AmountAmount Recorded
Tax$28.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address112 RICHLAND DR, RICHMOND, KY 40475-7809

Transferred To (Grantee/Buyer)

NameVerified Name
Address12330 OAKBRIAR LN, CHARLOTTE, NC 28273-7874

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyGarrard County
Unified School DistrictGarrard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$400,000 (-) Land $40,000 Building $360,000$400,000 (-) Land $40,000 Building $360,000
2025$3,717.00 (-12.68%)$400,000 (-) Land $40,000 Building $360,000$400,000 (-) Land $40,000 Building $360,000
2024$4,257.00 (-2.74%)$400,000 (-) Land $40,000 Building $360,000$400,000 (-) Land $40,000 Building $360,000
2023$4,377.00 (+1,316.5%)$400,000 (+1,328.57%) Land $40,000 Building $360,000$400,000 (+1,328.57%) Land $40,000 Building $360,000
2022$309.00$28,000 Land $28,000$28,000 Land $28,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARRARD CO WATER ASSOC INC
private · serves 14,806 people · EPA ID KY0400151
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
T-Mobile
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3
Windstream
DSL
10 / 1

May also be available: kywimax.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clark Rd

Nearby Streets

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