320 Clark Rd, Cincinnati, OH 45215 Property Records

Hamilton County property record for 320 Clark Rd, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,373 sqft · built 1928
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Feb 2024)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Feb 2024 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`601-0002-0178-00`

Property Details

APN / Parcel Number

Primary APN	`601-0002-0178-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,373 sqft Living Area
1st Floor Area	912 sqft
2nd Floor Area	461 sqft
Upper Floors Area	461 sqft
Basement Area	912 sqft
Finished Basement	330 sqft

Exterior

Year Built	Built 1928
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	16,117 sqft (0.369 acres)
Lot Dimensions	309 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	320 CLARK RD
City	CINCINNATI
State	OH
Zip	45215-5442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARK RD R1-T4-S32 SW 50 X 309.17
Legal Range	01
Legal Township	04
Legal Section	32
Legal Subdivision	JOHN G OLDENS
Legal Lot Number	20
Jurisdiction	HAMILTON OH
Township / Civil Division	ARLINGTON HEIGHTS
Census Block Group	3
Census Block	3001
Census Tract	27400

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 CLARK RD, CINCINNATI, OH 45215-5442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA
Feb 20, 2024	Warranty Deed, Transfer · Stand-Alone Second Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Prior Sale	Oct 8, 1993
Deed Document Number	0000011211
Deed Book / Page	15106 / 1360
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	320 CLARK RD, CINCINNATI, OH 45215-5442
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011213
Date	Feb 20, 2024
Book Page	15106/1389
Instrument	2024-0011213

Lender

Name	US BANK NA
Type	Bank
Address	1 PUBLIC SQ, BRECKSVILLE, OH 44141

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 20, 2024
Property Address	320 CLARK RD, CINCINNATI, OH 45215-5442
Document Number	0000011211
Book / Page	15106 / 1360
Instrument Date	Jan 8, 2024
Instrument	2024-0011211
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CLARK RD, CINCINNATI, OH 45215-5442

Mortgage

Document Number	0000011213
Date	Feb 20, 2024
Instrument	2024-0011213

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000011212
Date	Feb 20, 2024
Book Page	15106/1361
Instrument	2024-0011212

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Arlington Heights Village
County	Hamilton County
Unified School District	Lockland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,561.00 (+0.45%)	$26,051 (-) Land $7,938 Building $18,113
2024	$1,554.00 (-0.7%)	$26,051 (-) Land $7,938 Building $18,113
2023	$1,565.00 (-9.85%)	$26,051 (+18.5%) Land $7,938 Building $18,113	$74,430 (+18.5%) Land $22,680 Building $51,750
2022	$1,736.00 Homeowner's exemption	$21,984 Land $7,224 Building $14,760
2020			$62,810 Land $20,640 Building $42,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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