320 Circle Rd, Syosset, NY 11791 Property Records

Nassau County and Oyster Bay Town property record for 320 Circle Rd, Syosset, NY 11791

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,981 sqft · built 1964
Lot Size	2.11 acres (91,912 sqft)
Owner	2 Individual Names on File
Last Sale	$5,250,000 (Jun 2026)
Tax Bill	$46,726 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-046-00-0027`

Property Details

APN / Parcel Number

Primary APN	`25-046-00-0027`
Alternative APNs	`2429-25-046-00-0027-0` `25046000027000000000` `282429 25.-46-27` `25046 00270`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,981 sqft Living Area
Gross Area	3,558 sqft
1st Floor Area	1,440 sqft
Basement Area	24 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Roof Material	Slate
Lot Area	91,912 sqft
Garage Type	Attached
Garage Area	553 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Coal
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	25046 00270
Street Address	320 CIRCLE RD
City	SYOSSET
State	NY
Zip	11791-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #3 SCH DIST 012
Legal Block	46
Legal Lot Number	27
Jurisdiction	NASSAU NY
Township / Civil Division	OYSTER BAY
Census Block Group	2
Census Block	2004
Census Tract	517701

Owner

320 Circle Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Nassau County and Oyster Bay Town records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 CIRCLE RD, SYOSSET, NY 11791-2308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Dec 19, 2022	Bargain and Sale Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Sep 11, 2024 · Amount on File
Deed Document Number	20262026-36025
Deed Book / Page	D14756 / 109
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NASSAU NY
Recording Date	Jun 4, 2026
Property Address	320 CIRCLE RD, SYOSSET, NY 11791-2308
Document Number	0000036025
Book / Page	14756 / 109
Instrument Date	May 29, 2026
Instrument	202636025
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,423,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CIRCLE RD, SYOSSET, NY 11791-2308

Mortgage

Date	Jun 4, 2026

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2033
Change Frequency	6 Months
Margin	3
Max Rate	11%

December 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Dec 19, 2022
Property Address	320 CIRCLE RD, SYOSSET, NY 11791-2308
Document Number	D143310289
Book / Page	D14331 / 289
Map Reference	MAP 7312
Instrument Date	Dec 5, 2022
Instrument	2022-117789
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$21,518.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 CIRCLE RD, SYOSSET, NY 11791-2308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CIRCLE RD, SYOSSET, NY 11791-2308

Tax Assessment & Valuation

The 2026 property tax bill for 320 Circle Rd was $46,726, up 65.7% from the year before.

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Oyster Bay Town
Municipality	Muttontown Village
Unified School District	Syosset Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$46,726.00 (+65.68%)	$1,164 Land $716 Building $448	$1,164,000
2025	$28,202.00
2023	$22,912.00 Additional exemption filed	$1,148 Land $707 Building $441	$1,148,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 320 Circle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Circle Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JERICHO WD public/private · serves 58,000 people · EPA ID NY2902831
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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