320 Circle Rd, Morris Chapel, TN 38361 Property Records

Hardin County property record for 320 Circle Rd, Morris Chapel, TN 38361

Property Summary

Property Type	Rural Home
Details	2 ba · 1,867 sqft · built 1970
Lot Size	16.6 acres (723,096 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jun 2021)
Tax Bill	$1,012 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036033 05801`

Property Details

APN / Parcel Number

Primary APN	`036033 05801`
Alternative APN	`033 05801`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,867 sqft Living Area
1st Floor Area	1,867 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	723,096 sqft (16.6 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	346 sqft
Deck Area	15 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	2,640 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	320 CIRCLE RD
City	MORRIS CHAPEL
State	TN
Zip	38361-4151
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	GBS
Jurisdiction	HARDIN TN
Township / Civil Division	5
Census Block Group	2
Census Block	2051
Census Tract	920200

Owner

320 Circle Rd, a rural home, is owned and occupied by an individual who bought it in June 2021.

Source: Hardin County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	320 CIRCLE RD, MORRIS CHAPEL, TN 38361-4151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Jul 7, 2010
Deed Document Number	155340
Deed Book / Page	770 / 320
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Property Address	320 CIRCLE RD, MORRIS CHAPEL, TN 38361-4151
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CIRCLE RD, MORRIS CHAPEL, TN 38361-4151

Mortgage

Document Number	0000749844
Date	Nov 23, 2020
Book Page	749/844
Instrument	150897

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 3, 2050

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	Jun 30, 2021
Property Address	320 CIRCLE RD, MORRIS CHAPEL, TN 38361-4151
Document Number	0000770320
Book / Page	770 / 320
Instrument Date	Jun 25, 2021
Instrument	155340
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CIRCLE RD, MORRIS CHAPEL, TN 38361-4151

Mortgage

Document Number	0000155341
Date	Jun 30, 2021
Instrument	155341

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 320 Circle Rd was $1,012 with an additional exemption.

Source: Hardin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,012.00 Additional exemption filed	$57,825 (-) Land $7,750 Building $50,075
2024	$1,012.00 Additional exemption filed	$57,825 (-) Land $7,750 Building $50,075
2023	$1,012.00 (+53.8%) Additional exemption filed	$57,825 (+80.99%) Land $7,750 Building $50,075	$286,400 (+124.1%) Land $86,100 Building $200,300
2022	$658.00	$31,950 Land $4,775 Building $27,175	$127,800 Land $19,100 Building $108,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Circle Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	19 (1990–2020)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Feb 2020 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Mar 2019 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Circle Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMSVILLE WATER SYSTEM serves 9,985 people · EPA ID TN0000002
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Circle Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures