320 Circle Ln, Titus, AL 36080 Property Records

Elmore County property record for 320 Circle Ln, Titus, AL 36080

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,179 sqft · built 2024
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on File
Tax Bill	$1,184 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03-06-0-001-275.000`

Property Details

APN / Parcel Number

Primary APN	`13-03-06-0-001-275.000`
Alternative APN	`217200`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,179 sqft Living Area
1st Floor Area	2,179 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	32,234 sqft (0.74 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	184 sqft
Deck Area	144 sqft
Patio Area	627 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	320 CIRCLE LN
City	TITUS
State	AL
Zip	36080-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 275 TUCKAWAY & ARROWHEAD PLAT #1 9/51
Legal Range	18E
Legal Township	19N
Legal Section	06
Legal Subdivision	TUCKAWAY & ARROWHEAD
Legal Lot Number	275
Jurisdiction	ELMORE AL
Township / Civil Division	TITUS
Census Block Group	2
Census Block	2013
Census Tract	30200

Owner

320 Circle Ln is owned and occupied by an individual who acquired it in February 2015.

Source: Elmore County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	320 CIRCLE LN, TITUS, AL 36080-3624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2015
Deed Sale	Feb 25, 2015
Deed Book / Page	2015 / 8402
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	320 CIRCLE LN, TITUS, AL 36080-3624
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CIRCLE LN, TITUS, AL 36080-3624

Mortgage

Document Number	2023/32475
Date	Jul 25, 2023
Book Page	2023/32475

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	176 Months
Due	Mar 15, 2038

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	320 CIRCLE LN, TITUS, AL 36080-3624
Transaction Type	Mortgage
Record Updated	Aug 6, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/48792
Date	Jul 20, 2020
Book Page	2020/48792

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 320 Circle Ln was $1,184 with exemptions applied, up 2.9% from the year before.

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,184.00 (+2.87%) Homeowner's exemption Senior Citizen's exemption
2025	$1,151.00 (+143.34%) Homeowner's exemption Senior Citizen's exemption	$60,480 (+154.12%)	$604,700 (+154.09%) Land $201,250 Building $403,450
2024	$473.00 (-40.43%) Homeowner's exemption Senior Citizen's exemption	$23,800 (-42.17%)	$237,990 (-42.18%) Land $175,000 Building $62,990
2023	$794.00 (+4.89%)	$41,158 (+12.76%) Land $17,500 Building $23,658	$411,580 (+12.76%) Land $175,000 Building $236,580
2022	$757.00	$36,499 Land $19,250 Building $17,249	$364,990 Land $192,500 Building $172,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Circle Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	5 (2009)
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Circle Ln is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Circle Ln

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