320 Circle Dr, Bluff City, TN 37618 Property Records

Sullivan County property record for 320 Circle Dr, Bluff City, TN 37618

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,870 sqft · built 2023
Lot Size	4.13 acres (179,903 sqft)
Owner	2 Individual Names on File
Last Sale	$99,000 (Mar 2022)
Tax Bill	$3,149 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082126 04325`

Property Details

APN / Parcel Number

Primary APN	`082126 04325`
Alternative APN	`126 04325`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,870 sqft Living Area
1st Floor Area	2,246 sqft
Upper Floors Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	179,903 sqft (4.13 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,760 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	320 CIRCLE DR
City	BLUFF CITY
State	TN
Zip	37618-4000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	DISTRICT: 16, COUNTY AREA: A22
Jurisdiction	SULLIVAN TN
Township / Civil Division	5
Census Block Group	2
Census Block	2014
Census Tract	43302

Owner

320 Circle Dr is owned and occupied by two individuals who acquired it in August 2022.

Source: Sullivan County records, as of April 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 CIRCLE DR, BLUFF CITY, TN 37618-4000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 8, 2022	Intrafamily Transfer, Transfer HERITAGE COMMUNITY BANK
Mar 23, 2022	Warranty Deed, Transfer
Feb 17, 2022	Warranty Deed, Transfer PARK AVENUE TITLE AGENCY, PARK AVENUE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2022 · Amount on File
Deed Sale	Mar 23, 2022 · Amount on File
Prior Sale	Feb 17, 2022 · Amount on File
Deed Document Number	20226007
Deed Book / Page	3499 / 550
Last Transfer Date	Aug 1, 2022
Transfer Doc	0035201770
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN TN
Property Address	320 CIRCLE DR, BLUFF CITY, TN 37618-4000
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CIRCLE DR, BLUFF CITY, TN 37618-4000

Mortgage

Document Number	0036922942
Date	Mar 30, 2026
Book Page	3692/2942
Instrument	26006053

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 7, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SULLIVAN TN
Recording Date	Aug 8, 2022
Property Address	320 CIRCLE DR, BLUFF CITY, TN 37618-4000
Document Number	0035201770
Book / Page	3520 / 1770
Instrument Date	Aug 1, 2022
Instrument	22016318
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 SPRINGWINDS LOOP, JOHNSON CITY, TN 37601-3289

Mortgage

Document Number	0035201772
Date	Aug 8, 2022
Book Page	3520/1772
Instrument	22016319

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	GREENEVILLE, TN 37745

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	Mar 23, 2022
Property Address	320 CIRCLE DR, BLUFF CITY, TN 37618-4000
Document Number	0003499550
Book / Page	3499 / 550
Instrument Date	Mar 22, 2022
Instrument	22006007
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount on Record
Tax	$366.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	260 SPRINGWINDS LOOP, JOHNSON CITY, TN 37601-3289

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	Feb 17, 2022
Property Address	320 CIRCLE DR, BLUFF CITY, TN 37618-4000
Document Number	0034931108
Book / Page	3493 / 1108
Instrument Date	Feb 16, 2022
Instrument	22003286
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	PARK AVENUE TITLE AGENCY, PARK AVENUE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 WALNUT GROVE RD, BLUFF CITY, TN 37618-4022

Tax Assessment & Valuation

The 2025 property tax bill for 320 Circle Dr was $3,149.

Source: Sullivan County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sullivan County
Unified School District	Sullivan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,149.00	$195,250 Land $14,000 Building $181,250	$781,000 Land $56,000 Building $725,000
2023		$119,175 (+1,413.33%) Land $7,875 Building $111,300
2022	$189.00	$7,875 Land $7,875
2021			$476,700 Land $31,500 Building $445,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Circle Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CITY WATER DEPT serves 105,057 people · EPA ID TN0000331
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bristol Tennessee Essential Services Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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