320 Cindy Ave, Norman, OK 73071 Property Records

Cleveland County property record for 320 Cindy Ave, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 2000
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Sep 2016)
Tax Bill	$2,489 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0024745`

Property Details

APN / Parcel Number

Primary APN	`R0024745`
Alternative APNs	`NC29ALMP2 6 12001` `24745`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,894 sqft Living Area
Gross Area	2,378 sqft
1st Floor Area	1,894 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	484 sqft
Porch	Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24745
Street Address	320 CINDY AVE
City	NORMAN
State	OK
Zip	73071-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ALAMEDA PARK II LOT 12 BLK 6
Legal Range	02W
Legal Township	09
Legal Section	28
Legal Subdivision	ALAMEDA PARK 2
Legal Block	6
Legal Lot Number	12
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1005
Census Tract	200800

Owner

320 Cindy Ave is owned and occupied by an individual who bought it in September 2016.

Source: Cleveland County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	320 CINDY AVE, NORMAN, OK 73071-2411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 18, 2022	Affidavit of Death of Joint Tenant, Transfer
Sep 3, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2016 · Amount on File
Deed Sale	Sep 1, 2016 · Amount on File
Prior Sale	Jul 14, 2008 · Amount on File
Deed Document Number	201629297
Deed Book / Page	5589 / 246
Prior Transfer Date	Aug 25, 2016
Prior Transfer Doc	R201629297
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND OK
Recording Date	Jul 18, 2022
Property Address	320 CINDY AVE, NORMAN, OK 73071-2411
Document Number	R202225901
Book / Page	6450 / 1004
Instrument Date	Jun 4, 2022
Instrument	R 2022 25901
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CINDY AVE, NORMAN, OK 73071-2411

Mortgage

Document Number	R202225902
Date	Jul 18, 2022
Instrument	R 2022 25902

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2047

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CLEVELAND OK
Recording Date	Jul 18, 2022
Property Address	320 CINDY AVE, NORMAN, OK 73071-2411
Document Number	R202225900
Book / Page	6450 / 1000
Instrument Date	Jun 4, 2022
Instrument	R 2022 25900
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 CINDY AVE, NORMAN, OK 73071-2411

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	320 CINDY AVE, NORMAN, OK 73071-2411
Document Number	0000039127
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CINDY AVE NORMAN OK 730712411, NORMAN, OK 73071-2411

Mortgage

Document Number	0000039127
Date	Oct 26, 2020
Book Page	006137/001444
Instrument	39127

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 25, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 320 Cindy Ave was $2,489 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,489.00 Homeowner's exemption	$21,746 Land $3,198 Building $18,548	$241,460 Land $35,518 Building $205,942
2023	$2,341.00 Homeowner's exemption	$20,498 Land $3,128 Building $17,370	$241,116 Land $36,800 Building $204,316

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Cindy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Cindy Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: OEC Fiber, T-Mobile.

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