320 Chippenham Ln, Florence, SC 29501 Property Records

Florence County property record for 320 Chippenham Ln, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,674 sqft · built 1981
Lot Size	0.26 acres (11,285 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (May 2025)
Tax Bill	$821 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2025 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00983-05-003`

Property Details

APN / Parcel Number

Primary APN	`00983-05-003`
Alternative APN	`15055877`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,674 sqft Living Area
1st Floor Area	837 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,285 sqft (0.26 acres)
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	320 CHIPPENHAM LN
City	FLORENCE
State	SC
Zip	29501-7544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAURELWOOD LOT 3-E
Legal Subdivision	LAURELWOOD SUBDIVISION
Legal Lot Number	3-E
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1006
Census Tract	101

Owner

Source: Florence County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 CHIPPENHAM LN, FLORENCE, SC 29501-7544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
May 19, 2025	Warranty Deed, Transfer · Line of Credit SPC CU
May 4, 2020	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Mar 23, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Sep 27, 2024 · Amount on Record
Deed Document Number	20256474
Deed Book / Page	1157 / 1383
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	320 CHIPPENHAM LN, FLORENCE, SC 29501-7544
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009380206
Date	Jul 28, 2021
Book Page	938/206

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	May 19, 2025
Property Address	320 CHIPPENHAM LN, FLORENCE, SC 29501-7544
Document Number	DMA11571383
Book / Page	DMA1157 / 1383
Map Reference	MB 18 PG 741
Instrument Date	May 14, 2025
Instrument	2025006474
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$702.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 CHIPPENHAM LN, FLORENCE, SC 29501-7544

Mortgage

Document Number	DMA11571390
Date	May 19, 2025
Instrument	DMA1157/1390

Lender

Name	SPC CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	May 4, 2020
Property Address	320 CHIPPENHAM LN, FLORENCE, SC 29501-7544
Document Number	0000005765
Book / Page	000851 / 000508
Instrument Date	Apr 16, 2020
Instrument	5765
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CHIPPENHAM LN FLORENCE SC 295017544, FLORENCE, SC 29501-7544

Mortgage

Document Number	5766
Date	May 4, 2020
Book Page	000851/000513
Instrument	5766

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLORENCE SC
Recording Date	Mar 23, 2018
Property Address	320 CHIPPENHAM LN, FLORENCE, SC 29501-7544
Document Number	0007380731
Book / Page	000738 / 000731
Instrument Date	Mar 23, 2018
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CHIPPENHAM LN FLORENCE SC 295017544, FLORENCE, SC 29501-7544

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$821.00 (+7.32%)	$7,131 (-99.88%) Land $1,000 Building $6,131	$178,284 (-98.79%) Land $25,000 Building $153,284
2023	$765.00 (+15.38%) Homeowner's exemption	$5,879,398 (+99,906.77%) Land $1,000,000 Building $4,879,398	$14,698,495 (+9,9%) Land $2,500,000 Building $12,198,495
2022	$663.00 Homeowner's exemption	$5,879 Land $1,000 Building $4,879	$146,985 Land $25,000 Building $121,985

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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