Harford County property record for 320 Chestnut St, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,268 sqft · built 1962 |
| Lot Size | 0.265 acres (11,547 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Feb 2016) |
| Tax Bill | $1,781 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-026694 |
| Primary APN | 02-026694 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,268 sqft Total Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,547 sqft (0.265 acres) |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 026694 |
|---|---|
| Street Address | 320 CHESTNUT ST |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-3108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 71 11547 SF 32O CHESTNUT STREET CHESAPEAKE ACRES 10/89 |
| Legal Subdivision | CHESAPEAKE ACRES |
| Legal Lot Number | 71 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 302802 |
320 Chestnut St is owned and occupied by an individual who bought it in February 2016.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 CHESTNUT ST, ABERDEEN, MD 21001-3108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Feb 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Sep 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2016 · Amount on File |
| Deed Sale | Feb 9, 2016 · Amount on File |
| Prior Sale | Jun 2, 2015 · Amount on File |
| Deed Book / Page | 11657 / 350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 320 CHESTNUT ST, ABERDEEN, MD 21001-3108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 320 CHESTNUT ST, ABERDEEN, MD 21001-3108 |
| Document Number | 0159600246 |
|---|---|
| Date | Jul 3, 2023 |
| Book Page | 15960/246 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 342 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 320 CHESTNUT ST, ABERDEEN, MD 21001-3108 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 320 CHESTNUT ST, ABERDEEN, MD 21001-3108 |
| Document Number | 0153540360 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 15354/360 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 320 CHESTNUT ST, ABERDEEN, MD 21001-3108 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 320 CHESTNUT ST, ABERDEEN, MD 21001-3108 |
| Document Number | 0156710455 |
|---|---|
| Date | Sep 15, 2022 |
| Book Page | 15671/455 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jan 1, 2052 |
The 2026 property tax bill for 320 Chestnut St was $1,781, up 14% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,781.00 (+14.02%) | $186,900 Land $45,100 Building $141,800 | $186,900 Land $45,100 Building $141,800 |
| 2025 | $1,562.00 | ||
| 2023 | $152,400 Land $45,100 Building $107,300 | $152,400 Land $45,100 Building $107,300 | |
| 2022 | $1,413.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Chestnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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