Contra Costa County property record for 320 Chesley Ave, Richmond, CA 94801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,925 sqft · built 1944 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Oct 2025) |
| Tax Bill | $3,907 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 561-181-003-6 |
| Primary APN | 561-181-003-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,925 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| 2nd Floor Area | 853 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Stucco |
| Roof Material | Tar & Gravel |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 849 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 320 CHESLEY AVE |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94801-1529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1CD |
| Legal Description | WALLS 2ND ADDN LOTS 5 & 6 BLK 208 |
| Legal Subdivision | WALLS 2ND ADD |
| Legal Block | 208 |
| Legal Lot Number | 5,6 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 365002 |
320 Chesley Ave is owned and occupied by two individuals who bought it in October 2025.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 CHESLEY AVE, RICHMOND, CA 94801-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2025 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 21, 2019 | Deed of Trust, Mortgage EXCELERATE CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on File |
| Deed Sale | Oct 28, 2025 · Amount on File |
| Prior Sale | Nov 7, 2008 · Amount on File |
| Deed Document Number | 2025113616 |
| Prior Transfer Date | Oct 23, 2025 |
| Prior Transfer Doc | 0000113616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 28, 2025 |
| Property Address | 320 CHESLEY AVE, RICHMOND, CA 94801-1529 |
| Document Number | 0000113616 |
| Map Reference | MB 6 PG 140 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 2025- 113616 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 320 CHESLEY AVE, RICHMOND, CA 94801-1529 |
| Document Number | 0000113617 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025- 113617 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 320 CHESLEY AVE, RICHMOND, CA 94801-1529 |
| Document Number | 0000099558 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2019 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 320 CHESLEY AVE RICHMOND CA 948011529, RICHMOND, CA 94801-1529 |
| Document Number | 0000099558 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 99558 |
| Name | EXCELERATE CAP |
|---|---|
| Address | NEWPORT BEACH, CA 92660 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 27, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.7% |
The 2025 property tax bill for 320 Chesley Ave was $3,907.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $625,000 (+234.75%) Land $295,000 Building $330,000 | |
| 2025 | $3,907.00 | $186,705 Land $38,623 Building $148,082 |
| 2023 | $3,731.00 (+1.83%) | $179,457 Land $37,124 Building $142,333 |
| 2022 | $3,664.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 Chesley Ave in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1997–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 320 Chesley Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Sonic Telecom, Verizon.
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