320 Cherrylaurel Dr, Youngsville, NC 27596 Property Records

Franklin County property record for 320 Cherrylaurel Dr, Youngsville, NC 27596

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,734 sqft · built 1998
Lot Size	6.03 acres (262,667 sqft)
Owner	Individual Name on File
Last Sale	$187,000 (Sep 2017)
Tax Bill	$2,200 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1861-67-0458`

Property Details

APN / Parcel Number

Primary APN	`1861-67-0458`
Alternative APNs	`D07F00 023` `1031725` `031047`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,734 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	262,667 sqft (6.03 acres)
Garage Type	Attached
Garage Area	336 sqft
Porch	Porch
Porch Area	200 sqft
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1031725
Old Parcel Number	D07F00 023
Street Address	320 CHERRYLAUREL DR
City	YOUNGSVILLE
State	NC
Zip	27596-7134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-30
Legal Description	LADJ/SIZE
Legal Subdivision	TIMBER ESTATES LOT
Legal Lot Number	23
Jurisdiction	FRANKLIN NC
Township / Civil Division	YOUNGSVILLE
Census Block Group	3
Census Block	3000
Census Tract	60502

Owner

320 Cherrylaurel Dr is owned and occupied by an individual who acquired it in January 2021.

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	320 CHERRYLAUREL DR, YOUNGSVILLE, NC 27596-7134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 25, 2021	Intrafamily Transfer, Transfer
Sep 20, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2017 · Amount on File
Deed Sale	Sep 20, 2017 · Amount on File
Prior Sale	Sep 20, 2017 · Amount on File
Deed Document Number	0021150322
Deed Book / Page	2115 / 322
Last Transfer Date	Jan 25, 2021
Transfer Doc	0022391484
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	320 CHERRYLAUREL DR, YOUNGSVILLE, NC 27596-7134
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023331059
Date	May 8, 2023
Book Page	2333/1059
Instrument	10074970

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WAKE FOREST, NC 27588

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN NC
Recording Date	Jan 25, 2021
Property Address	320 CHERRYLAUREL DR, YOUNGSVILLE, NC 27596-7134
Document Number	0022391484
Book / Page	2239 / 1484
Map Reference	MB 1997 PG 391-393
Instrument Date	Jan 19, 2021
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CHERRYLAUREL DR, YOUNGSVILLE, NC 27596-7134

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Sep 20, 2017
Property Address	320 CHERRYLAUREL DR, YOUNGSVILLE, NC 27596-7134
Document Number	0021150322
Book / Page	2115 / 322
Map Reference	MAP1997 PG391-393
Instrument Date	Aug 31, 2017
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 EASTWAY, 5, GREENBELT, MD 20770-0771

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 CHERRYLAUREL DR, YOUNGSVILLE, NC 27596-7134

Mortgage

Document Number	2115325
Date	Sep 20, 2017
Instrument	2115/325

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	10.1%

Tax Assessment & Valuation

The 2025 property tax bill for 320 Cherrylaurel Dr was $2,200.

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,200.00	$345,780 Land $134,400 Building $211,380	$345,780 Land $134,400 Building $211,380
2023	$1,808.00	$192,910 Land $38,500 Building $154,410	$192,910 Land $38,500 Building $154,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Cherrylaurel Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Cherrylaurel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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