320 Cherry St, Northfield, MN 55057 Property Records

Rice County property record for 320 Cherry St, Northfield, MN 55057

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,884 sqft · built 1966
Lot Size0.197 acres (8,569 sqft)
OwnerIndividual Name on Record
Last Sale$308,000 (Dec 2005)
Tax Bill$6,532 (2026)
Deeds & MortgagesFeb 2015 Mortgage
Flood ZoneZone X (minimal risk)
APN22.36.4.26.003

Property Details

APN / Parcel Number

Primary APN22.36.4.26.003

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Building Area1,884 sqft Living Area
1st Floor Area1,836 sqft
Basement Area1,836 sqft
Finished Basement781 sqft
Unfinished Basement1,055 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,569 sqft (0.197 acres)
Lot Dimensions104 ft deep x 82 ft wide
DrivewayConcrete Driveway

Exterior Amenities

PorchSlab
Porch Area48 sqft
Deck Area123 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address320 CHERRY ST
CityNORTHFIELD
StateMN
Zip55057-1443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 OF NELSON NELSONS ALL L10 EX S 1FT
Legal SubdivisionNELSON
Legal Lot Number10
JurisdictionRICE MN
Township / Civil DivisionNORTHFIELD
Census Block Group4
Census Block4004
Census Tract70601

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 CHERRY ST, NORTHFIELD, MN 55057-1443
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2005 · Amount on Record
Deed SaleDec 27, 2005 · Amount on Record
Prior SaleApr 3, 1997 · Amount on Record
Deed Document Number200546577
Record UpdatedSep 20, 2026

February 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICE MN
Property Address320 CHERRY ST, NORTHFIELD, MN 55057-1443
Document Number0000712828
Instrument DateFeb 18, 2015
Transaction TypeMortgage
Record UpdatedJan 8, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address320 CHERRY ST NORTHFIELD MN 550571443, NORTHFIELD, MN 55057-1443

Mortgage

Document Number0000712828
DateDec 18, 2018
Instrument712828
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term324 Months
DueDec 17, 2045

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRice County
MunicipalityNorthfield City
Unified School DistrictNorthfield Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,532.00 (+20.29%)$379,100 (+0.66%) Land $75,800 Building $303,300$379,100 (+0.66%) Land $75,800 Building $303,300
2025$376,600 (+7.42%) Land $70,500 Building $306,100$376,600 (+7.42%) Land $70,500 Building $306,100
2024$5,430.00 (+20.72%)$350,600 (-) Land $63,500 Building $287,100$350,600 (-) Land $63,500 Building $287,100
2023$4,498.00$350,600 Land $63,500 Building $287,100$350,600 Land $63,500 Building $287,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNorthfield
serves 20,790 people · EPA ID MN1660010
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Midco
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GigFire.

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