320 Cherry St, Lincolnton, NC 28092 Property Records

Gaston County property record for 320 Cherry St, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,360 sqft · built 1949
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$86,000 (Nov 2018)
Tax Bill	$1,410 (2026)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18006 00800`

Property Details

APN / Parcel Number

Primary APN	`18006 00800`
Alternative APN	`197497`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,360 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	320 CHERRY ST
City	LINCOLNTON
State	NC
Zip	28092-2853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CAROLINIAN MILLS INC BLK A L 5 18 006 008 00 000
Legal Subdivision	CAROLINIANN MILLS INC
Legal Block	A
Jurisdiction	GASTON NC
Township / Civil Division	DALLAS
Census Block Group	2
Census Block	2019
Census Tract	30401

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 CHERRY ST, LINCOLNTON, NC 28092-2853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2018 · Amount on Record
Deed Sale	Nov 6, 2018 · Amount on Record
Prior Sale	May 7, 2010 · Amount on Record
Deed Book / Page	5009 / 1599
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 6, 2018
Property Address	320 CHERRY ST, LINCOLNTON, NC 28092-2853
Document Number	0050091599
Book / Page	5009 / 1599
Map Reference	MB 12 PG 10
Instrument Date	Nov 6, 2018
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 CHERRY ST, 300, LINCOLNTON, NC 28092-2853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CHERRY ST, LINCOLNTON, NC 28092-2853

Mortgage

Document Number	50091601
Date	Nov 6, 2018
Instrument	5009/1601

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	High Shoals City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,410.00 (+11.73%)	$124,400 (-) Land $17,000 Building $107,400
2023	$1,262.00	$124,400 Land $17,000 Building $107,400
2021			$79,060 Land $12,500 Building $66,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HIGH SHOALS serves 729 people · EPA ID NC0136075
Water Source	Purchased surface water from LINCOLN COUNTY WTP
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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