San Luis Obispo County property record for 320 Cherish Ln, Templeton, CA 93465
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,283 sqft · built 1996 |
| Lot Size | 0.274 acres (11,917 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $154,000 (Aug 1996) |
| Tax Bill | $3,850 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-292-055 |
| Primary APN | 040-292-055 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,283 sqft Living Area |
| 1st Floor Area | 2,283 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Wood |
| Lot Area | 11,917 sqft (0.274 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 320 CHERISH LN |
|---|---|
| City | TEMPLETON |
| State | CA |
| Zip | 93465-5401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | PM 51-96 PAR 4 |
| Legal Subdivision | PARCEL MAP CO-94-046 |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ATASCADERO |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 13100 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1363, TEMPLETON, CA 93465-1363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Sep 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 1996 · Amount on Record |
| Deed Sale | Aug 29, 1996 · Amount on Record |
| Deed Document Number | 199643056 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 320 CHERISH LN, TEMPLETON, CA 93465-5401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CONSUMERS TITLE CO OF SOC |
| Name | Verified Name |
|---|
| Document Number | 0000004928 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 2019004928 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 320 CHERISH LN, TEMPLETON, CA 93465-5401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000038962 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 2019038962 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Templeton Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $335,391 (+2%) Land $99,656 Building $235,735 | |
| 2025 | $3,850.00 (+8.97%) Homeowner's exemption | $328,815 (+4.04%) Land $97,702 Building $231,113 |
| 2023 | $3,533.00 (+2.02%) Homeowner's exemption | $316,049 Land $93,909 Building $222,140 |
| 2022 | $3,463.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TEMPLETON CSD serves 8,041 people · EPA ID CA4010019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, GeoLinks, Verizon.
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