Henry County property record for 320 Charming Ct, McDonough, GA 30252
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,824 sqft · built 1994 |
| Lot Size | 0.12 acres (5,188 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,900 (Jul 2020) |
| Tax Bill | $5,351 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 123D01021000 |
| Primary APN | 123D01021000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Heated Area |
| Gross Area | 2,617 sqft |
| 1st Floor Area | 1,818 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Masonite |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,188 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | Deck Area |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 66431 |
|---|---|
| Street Address | 320 CHARMING CT |
| City | MCDONOUGH |
| State | GA |
| Zip | 30252-3042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21 PH1CHARDONNAY OAKS |
| Legal Subdivision | CHARDONNAY OAKS |
| Legal Phase | 1 |
| Legal Block | PH1 |
| Legal Lot Number | 21 |
| Jurisdiction | HENRY GA |
| Township / Civil Division | MCDONOUGH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 70209 |
320 Charming Ct is owned and occupied by an individual who bought it in July 2020.
Source: Henry County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 CHARMING CT, MCDONOUGH, GA 30252-3042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage DELTA COMMUNITY CREDIT UNION |
| Aug 17, 2020 | Grant Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG |
| Oct 22, 2019 | Grant Deed, Transfer · FHA Mortgage UNITED CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2020 · Amount on File |
| Deed Sale | Jul 21, 2020 · Amount on File |
| Prior Sale | Oct 18, 2019 · Amount on File |
| Deed Document Number | 20205736 |
| Deed Book / Page | 17389 / 180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY GA |
| Property Address | 320 CHARMING CT, MCDONOUGH, GA 30252-3042 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 320 CHARMING CT, MCDONOUGH, GA 30252-3042 |
| Document Number | D2026003248 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | 0000019484/0000001360 |
| Instrument | D2026003248 |
| Name | DELTA COMMUNITY CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jan 1, 2046 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENRY GA |
| Recording Date | Aug 17, 2020 |
| Property Address | 320 CHARMING CT, MCDONOUGH, GA 30252-3042 |
| Document Number | 0173890180 |
| Book / Page | 017389 / 000180 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 25297 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 320 CHARMING CT MCDONOUGH GA 302523042, MCDONOUGH, GA 30252-3042 |
| Document Number | 173890182 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 017389/000182 |
| Instrument | 25298 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENRY GA |
| Recording Date | Oct 22, 2019 |
| Property Address | 320 CHARMING CT, MCDONOUGH, GA 30252-3042 |
| Document Number | 0167720300 |
| Book / Page | 016772 / 000300 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 29534 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 CHARMING CT MCDONOUGH GA 302523042, MCDONOUGH, GA 30252-3042 |
| Document Number | 167720301 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 016772/000301 |
| Instrument | 29535 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 21, 2049 |
The 2026 property tax bill for 320 Charming Ct was $5,351, down 9.8% from the year before.
Source: Henry County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Henry County |
| Unified School District | Henry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,351.00 (-9.82%) | $132,680 (-10.4%) Land $22,000 Building $110,680 | $331,700 (-10.4%) Land $55,000 Building $276,700 |
| 2025 | $5,934.00 | $148,084 Land $22,000 Building $126,084 | $370,210 Land $55,000 Building $315,210 |
| 2023 | $6,088.00 (+35.92%) | $156,640 Land $16,000 Building $140,640 | $391,600 Land $40,000 Building $351,600 |
| 2022 | $4,479.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Charming Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 30, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Charming Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRY COUNTY WATER AUTHORITY serves 187,437 people · EPA ID GA1510001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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