320 Charles St, Pekin, IL 61554 Property Records

Tazewell County property record for 320 Charles St, Pekin, IL 61554

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1930
Lot Size	0.082 acres (3,587 sqft)
Owner	2 Individual Names on Record
Last Sale	$47,000 (Oct 2023)
Tax Bill	$2,285 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-10-03-411-018`

Property Details

APN / Parcel Number

Primary APN	`04-10-03-411-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	2,916 sqft
1st Floor Area	840 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Roof Material	Composition Shingle
Lot Area	3,587 sqft (0.082 acres)
Lot Dimensions	102 ft deep x 34 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	320 CHARLES ST
City	PEKIN
State	IL
Zip	61554-4459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 3 T 24N R5W J F SCHIPPERS ADDN W 37.5 OF LOT 1 & W 37.5 OF N 16 OF LOT 2 & W 30 OF S 34 OF LOT 2 SE 1/4
Legal Range	05W
Legal Township	24N
Legal Section	03
Legal Subdivision	J F SCHIPPERS ADDN
Legal Block	26
Legal Lot Number	1,2
Jurisdiction	TAZEWELL IL
Township / Civil Division	PEKIN
Census Block Group	1
Census Block	1099
Census Tract	20900

Owner

Source: Tazewell County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 CHARLES ST, PEKIN, IL 61554-4459
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Prior Sale	Oct 27, 2009 · Amount on Record
Deed Document Number	202313507
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAZEWELL IL
Recording Date	Oct 25, 2023
Property Address	320 CHARLES ST, PEKIN, IL 61554-4459
Document Number	0000013507
Instrument Date	Oct 24, 2023
Instrument	202300013507
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE AND TRUST COMPANY, CHICAGO TITLE AND TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114S S 8TH ST, PEKIN, IL 61554-4634

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2970 SHERIDAN RD, PEKIN, IL 61554-2604

Mortgage

Document Number	0000013508
Date	Oct 25, 2023
Instrument	202300013508

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.37%

Tax Assessment & Valuation

Source: Tazewell County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Tazewell County
County Subdivision	Pekin Township
Municipality	Pekin City
Elementary School District	Pekin Public School District108 (PK - 08)
Secondary School District	Pekin Community High School District 303 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,420 (+15.7%) Land $2,210 Building $25,210	$82,260 (+15.7%) Land $6,630 Building $75,630
2024	$2,285.00 (+40.96%)
2023	$1,621.00 (+9.01%)	$23,700 (+7.24%) Land $1,910 Building $21,790	$71,100 (+7.24%) Land $5,730 Building $65,370
2022	$1,487.00	$22,100 Land $1,780 Building $20,320	$66,300 Land $5,340 Building $60,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PEKIN private · serves 31,731 people · EPA ID IL1795040
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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