Davis County property record for 320 Chapel St, Layton, UT 84041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,717 sqft · built 1992 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,081 (2025) |
| Deeds & Mortgages | May 2024 Transfer Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-062-0173 |
| Primary APN | 11-062-0173 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,717 sqft Living Area |
| Basement Area | 1,782 sqft |
| Unfinished Basement | 1,782 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Area | 702 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 320 CHAPEL ST |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84041-4385 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | BEG AT A PT LOC S 00^02'50" E ALG SEC LINE 1368.89 FT & W 122.26 FT FR THE NE COR OF SEC 28-T4N-R1W, SLB&M; & RUN TH S 14^40'35" E 120.39 FT TO AN EXIST WIRE FENCE; TH S 64^59'17" W ALG SD FENCE 25.04 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 125906 |
320 Chapel St is owner-occupied and held in a trust since May 2024.
Source: Davis County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 320 CHAPEL ST, LAYTON, UT 84041-4385 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITYWIDE HOME LOANS |
| Oct 10, 2018 | Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2012 |
| Deed Sale | Nov 2, 2012 |
| Prior Sale | Jan 31, 2007 · Amount on File |
| Deed Document Number | 20122698547 |
| Deed Book / Page | 5641 / 1387 |
| Last Transfer Date | May 8, 2024 |
| Transfer Doc | 008498/673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | May 8, 2024 |
| Property Address | 320 CHAPEL ST, LAYTON, UT 84041-4385 |
| Document Number | 008498/673 |
| Book / Page | 8498 / 673 |
| Instrument Date | May 8, 2024 |
| Instrument | 3570817 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 320 CHAPEL ST, LAYTON, UT 84041-4385 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 320 CHAPEL ST, LAYTON, UT 84041-4385 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | INWEST TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0003340367 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 7682/3989 |
| Instrument | 3340367 |
| Name | CITYWIDE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | SANDY, UT 84070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 320 CHAPEL ST, LAYTON, UT 84041-4385 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003122087 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 7117/1073 |
| Instrument | 3122087 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | OGDEN, UT 84405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 320 Chapel St was $3,081, up 6% from the year before.
Source: Davis County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,101 (+5.78%) Land $162,380 Building $179,721 | $622,000 (+5.78%) Land $295,236 Building $326,764 | |
| 2025 | $3,081.00 (+5.99%) | $323,400 Land $153,959 Building $169,441 | $588,000 Land $279,926 Building $308,074 |
| 2024 | $2,907.00 (+2.43%) | ||
| 2023 | $2,838.00 (-5.21%) | $529,000 Land $176,952 Building $352,048 | $529,000 Land $176,952 Building $352,048 |
| 2022 | $2,994.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Chapel St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Chapel St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99.1% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Connext Networks, Rise Broadband, Utah Broadband.
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