320 Chamberlain Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 320 Chamberlain Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,574 sqft · built 2017
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on Record
Last Sale	$374,500 (Aug 2017)
Tax Bill	$3,978 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R90580`

Property Details

APN / Parcel Number

Primary APN	`R90580`
Alternative APNs	`S3276-0014-0022-00-0R` `90580`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,574 sqft Living Area
Gross Area	4,300 sqft
1st Floor Area	3,574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	115 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	131 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	320 CHAMBERLAIN DR
City	FATE
State	TX
Zip	75189-5040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAMBERLAIN CROSSING PH 5, BLOCK 14, LOT 22
Legal Subdivision	CHAMBERLAIN CROSSING PH 5
Legal Tract	22
Legal Block	14
Legal Lot Number	22
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1023
Census Tract	40409

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 CHAMBERLAIN DR, FATE, TX 75189-5040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Aug 21, 2017	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Aug 21, 2017	Quit Claim Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2017 · Amount on Record
Deed Sale	Aug 21, 2017 · Amount on Record
Deed Document Number	201715715
Prior Transfer Date	Aug 18, 2017
Prior Transfer Doc	0000015715
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	320 CHAMBERLAIN DR, FATE, TX 75189-5040
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006388
Date	Mar 18, 2021
Instrument	20210000006388

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Aug 21, 2017
Property Address	320 CHAMBERLAIN DR, FATE, TX 75189-5040
Document Number	0000015715
Map Reference	CAB J SL 19
Instrument Date	Aug 18, 2017
Instrument	20170000015715
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CHAMBERLIN DR, FATE, TX 75189-5040

Mortgage

Document Number	0000015716
Date	Aug 21, 2017
Instrument	20170000015716

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKWALL TX
Recording Date	Aug 21, 2017
Property Address	320 CHAMBERLAIN DR, FATE, TX 75189-5040
Document Number	0000015714
Instrument Date	Aug 18, 2017
Instrument	15714
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1707 MARKET PL #100 IRVING TX 750638050, 100, IRVING, TX 75063-8050

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,958 (-11.67%) Land $95,000 Building $351,958	$446,958 (-11.67%) Land $95,000 Building $351,958
2025	$3,978.00 (-19.44%) Homeowner's exemption Senior Citizen's exemption	$506,017 (-2.8%) Land $107,000 Building $399,017	$506,017 (-2.8%) Land $107,000 Building $399,017
2024	$4,938.00 (-0.8%)
2023	$4,978.00 (-24.12%) Homeowner's exemption Senior Citizen's exemption	$520,573 Land $110,000 Building $410,573	$520,573 Land $110,000 Building $410,573
2021	$6,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Jan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Hotwire Communications.

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