320 Central Ave, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 320 Central Ave, Needham Heights, MA 02494

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 528 sqft · built 1925
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$404,000 (May 2013)
Tax Bill$8,070 (2025)
Deeds & MortgagesOct 2020 Refinance
Flood ZoneZone X (minimal risk)
APNM:0920001600000

Property Details

APN / Parcel Number

Primary APNM:0920001600000
Alternative APN
  • NEED M:092.0 B:0016 L:0000.0

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area528 sqft Living Area
Gross Area924 sqft
1st Floor Area528 sqft
Basement Area528 sqft
Unfinished Basement528 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1997
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address320 CENTRAL AVE
CityNEEDHAM HEIGHTS
StateMA
Zip02494-1740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal SubdivisionNEEDHAM HEIGHTS
Legal Block16
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2000
Census Tract403502

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 CENTRAL AVE, NEEDHAM HEIGHTS, MA 02494-1740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2013 · Amount on Record
Deed SaleMay 28, 2013 · Amount on Record
Prior SaleMay 28, 2013 · Amount on Record
Deed Book / Page31370 / 238
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address320 CENTRAL AVE, NEEDHAM, MA 02494-1740
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38500-530
DateOct 21, 2020
Book Page38500/530
Instrument114402
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,070.00 (+23.11%)$761,300 (+51.44%) Land $650,600 Building $110,700$687,705 (-7.56%)
2024$743,945
2023$6,555.00$502,700 Land $396,400 Building $106,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number