320 Cedar St, Pineville, KY 40977 Property Records

Bell County property record for 320 Cedar St, Pineville, KY 40977

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,072 sqft · built 1964
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on File
Last Sale	$83,000 (Apr 2019)
Tax Bill	$1,227 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2023 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`075-20-07-002.00`

Property Details

APN / Parcel Number

Primary APN	`075-20-07-002.00`
Alternative APNs	`7951` `8389`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,072 sqft Living Area
Basement Area	1,536 sqft
Finished Basement	1,536 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	A-Frame
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	423 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	8389
Street Address	320 CEDAR ST
City	PINEVILLE
State	KY
Zip	40977-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & PART LOT 5 BLK 27 PMI
Legal Block	27
Legal Lot Number	4-5
Jurisdiction	BELL KY
Township / Civil Division	PINEVILLE
Census Block Group	3
Census Block	3037
Census Tract	960200

Owner

Source: Bell County assessment roll, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 CEDAR ST, PINEVILLE, KY 40977-1404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit Y-12 FCU
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF SOUTHEAST INC
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE FINANCIAL INC
Apr 16, 2019	Deed, Transfer · Line of Credit FIRST STATE FINANCIAL INC
Jan 29, 2019	Deed, Transfer · Line of Credit FIRST STATE FINANCIAL INC
Oct 31, 2018	Deed, Transfer
Jun 7, 2017	Special Warranty Deed, Transfer · Closed-End Mortgage FIRST STATE FINANCIAL INC
Jan 24, 2017	Special Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Prior Sale	Jan 29, 2019 · Amount on Record
Deed Document Number	2019178885
Deed Book / Page	381 / 578
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	320 CEDAR ST, PINEVILLE, KY 40977-1404
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, 7 TITLE KNOXVILLE NORTHSHORE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CEDAR ST, PINEVILLE, KY 40977-1404
Investor	Possibly a Property Investor

Mortgage

Document Number	00M403/616
Date	Nov 17, 2025
Book Page	M403/616
Instrument	291138

Lender

Name	Y-12 FCU
Type	Credit Union
Address	OAK RIDGE, TN 37830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	320 CEDAR ST, PINEVILLE, KY 40977-1404
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CEDAR ST, PINEVILLE, KY 40977-1404

Mortgage

Document Number	00M389/756
Date	Sep 28, 2023
Book Page	M389/756
Instrument	198399

Lender

Name	FIRST STATE BANK OF SOUTHEAST INC
Type	Bank
Address	MIDDLESBORO, KY 40965

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	320 CEDAR ST, PINEVILLE, KY 40977-1404
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CEDAR ST, PINEVILLE, KY 40977-1404

Mortgage

Document Number	00M367/301
Date	Sep 30, 2020
Book Page	M367/301
Instrument	184395

Lender

Name	FIRST STATE FINANCIAL INC
Type	Bank
Address	MIDDLESBORO, KY 40965

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Apr 16, 2019
Property Address	320 CEDAR ST, PINEVILLE, KY 40977-1404
Document Number	00D381/578
Book / Page	D381 / 578
Instrument Date	Apr 1, 2019
Instrument	178885
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$83.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 LYNNWOOD TER, PINEVILLE, KY 40977-1435

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	320 CEDAR ST, PINEVILLE, KY 40977-1404
Investor	Possibly a Property Investor

Mortgage

Document Number	0000178886
Date	Apr 16, 2019
Instrument	178886

Lender

Name	FIRST STATE FINANCIAL INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 6, 2039

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Jan 29, 2019
Property Address	320 CEDAR ST, PINEVILLE, KY 40977-1404
Document Number	00D380/756
Book / Page	D380 / 756
Instrument Date	Jan 23, 2019
Instrument	178078
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 RIDGEWOOD CIR, PINEVILLE, KY 40977-1409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CEDAR ST, PINEVILLE, KY 40977-1404

Mortgage

Document Number	0000178079
Date	Jan 29, 2019
Instrument	178079

Lender

Name	FIRST STATE FINANCIAL INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2049

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Oct 31, 2018
Property Address	320 CEDAR ST, PINEVILLE, KY 40977-1404
Document Number	000D380/97
Book / Page	D380 / 97
Instrument Date	Oct 31, 2018
Instrument	177184
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	715 DORCHESTER AVE, MIDDLESBORO, KY 40965-2031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 RIDGEWOOD CIR, PINEVILLE, KY 40977-1409
Investor	Possibly a Property Investor

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BELL KY
Recording Date	Jun 7, 2017
Property Address	320 CEDAR ST, PINEVILLE, KY 40977-1404
Document Number	00D374/525
Book / Page	D374 / 525
Instrument Date	May 26, 2017
Instrument	171835
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ACUTE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 DORCHESTER AVE, MIDDLESBORO, KY 40965-2031

Mortgage

Document Number	0000171836
Date	Jun 7, 2017
Instrument	171836

Lender

Name	FIRST STATE FINANCIAL INC
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 30, 2047

January 2017: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	BELL KY
Recording Date	Jan 24, 2017
Property Address	320 CEDAR ST, PINEVILLE, KY 40977-1404
Document Number	00D373/127
Book / Page	D373 / 127
Instrument Date	Aug 1, 2016
Instrument	170465
Transaction Type	Foreclosure
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	635 WOODWARD AVE, DETROIT, MI 48226-3408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420

Tax Assessment & Valuation

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Pineville City
Unified School District	Pineville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,227.00 (-3.39%)	$83,000 (-) Land $83,000	$83,000 (-) Land $83,000
2023	$1,270.00	$83,000	$83,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	30 (1981–2020)
Claims Outside the SFHA	4 of 30
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 2 claims Severe Storms And Flooding, Mar 2002 · 4 claims Severe Weather, Freezing Rain, Sleet, Snw, Feb 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 81% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINEVILLE WATER SYSTEM serves 16,573 people · EPA ID KY0070353
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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