320 Cedar St, Hope, ID 83836 Property Records

Bonner County property record for 320 Cedar St, Hope, ID 83836

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,062 sqft · built 1950
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on Record
Last Sale	$724,500 (Jul 2020)
Tax Bill	$5,107 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RPE0077006007TA`

Property Details

APN / Parcel Number

Primary APN	`RPE0077006007TA`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	4,062 sqft Finished Area
1st Floor Area	4,062 sqft
Basement Area	1,983 sqft
Finished Basement	1,983 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2005
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Rolled Roofing
Lot Area	60,113 sqft (1.38 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 CEDAR ST
City	HOPE
State	ID
Zip	83836-0077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35/36-57N-1E CRAWFORDS 2ND BY BLK 6 TAX 7 & 9 R F WOODS
Legal Range	01E
Legal Township	57N
Legal Section	36
Legal Subdivision	CRAWFORDS 2ND
Legal Block	6
Jurisdiction	BONNER ID
Township / Civil Division	CLARK FORK
Census Block Group	3
Census Block	3014
Census Tract	950100

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 205, HOPE, ID 83836-0205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK
Aug 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit HORIZON CU
Apr 12, 2017	Re-recorded Document · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	Apr 12, 2017 · Amount on Record
Deed Document Number	2020960154
Prior Transfer Date	Dec 12, 2007
Prior Transfer Doc	0000743857
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	320 CEDAR ST, HOPE, ID 83836-0077
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000947333
Date	Oct 21, 2019
Instrument	947333

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	320 CEDAR ST, HOPE, ID 83836-0077
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	SANDPOINT TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000925454
Date	Aug 1, 2018
Instrument	925454

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	320 CEDAR ST, HOPE, ID 83836-0077
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000935913
Date	Mar 15, 2019
Instrument	935913

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BONNER ID
Recording Date	Apr 12, 2017
Property Address	320 CEDAR ST, HOPE, ID 83836-0077
Document Number	0000903896
Map Reference	MB 1 PG 153
Instrument Date	Aug 11, 2016
Instrument	903896
Record Updated	Aug 4, 2022

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 648, CLARK FORK, ID 83811-0648

Mortgage

Document Number	0000903897
Date	Apr 12, 2017
Instrument	903897

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	East Hope City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,107.00 (+10.42%) Homeowner's exemption	$1,201,613 (-) Land $339,734 Building $861,879	$1,201,613 (-) Land $339,734 Building $861,879
2025	$4,625.00 (+35.71%) Homeowner's exemption	$1,201,613 (+24.59%) Land $339,734 Building $861,879	$1,201,613 (+24.59%) Land $339,734 Building $861,879
2023	$3,408.00 Homeowner's exemption	$964,423 Land $420,758 Building $543,665	$964,423 Land $420,758 Building $543,665

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 82% of Idaho
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kaniksu Internet Fiber · Fixed Wireless	2,500 / 2,500
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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