320 Caudle Dr, Madison, AL 35756 Property Records

Madison County property record for 320 Caudle Dr, Madison, AL 35756

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,812 sqft · built 2021
Owner	Individual Name on Record
Last Sale	$285,140 (Sep 2021)
Tax Bill	$1,910 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-05-16-0-000-003.280`

Property Details

APN / Parcel Number

Primary APN	`25-05-16-0-000-003.280`
Alternative APN	`580191`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,812 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	580191
Street Address	320 CAUDLE DR
City	MADISON
State	AL
Zip	35756-6804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 260 RIVERS LANDING PH 6 PB# 2020-81877
Legal Lot Number	260
Jurisdiction	MADISON AL
Township / Civil Division	TRIANA
Census Block Group	2
Census Block	2004
Census Tract	11203

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	320 CAUDLE DR, MADISON, AL 35756-6804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIT BANK
Sep 20, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MERIT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Deed Document Number	202177733
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	320 CAUDLE DR, MADISON, AL 35756-6804
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085286
Date	Oct 13, 2021
Instrument	2021-00085286

Lender

Name	MERIT BANK
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Sep 20, 2021
Property Address	320 CAUDLE DR, MADISON, AL 35756-6804
Document Number	0000077733
Map Reference	DOC 2020-00081877
Instrument Date	Sep 17, 2021
Instrument	2021-00077733
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 CHURCH ST NW, HUNTSVILLE, AL 35801-5573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 BLACKBURN TRCE, HUNTSVILLE, AL 35811-4003

Mortgage

Document Number	0000077734
Date	Sep 20, 2021
Instrument	2021-00077734

Lender

Name	MERIT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Triana City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,910.00 (-2.85%)
2025	$1,966.00 (+10.82%) Homeowner's exemption	$32,760 (+10.53%) Land $6,000 Building $26,760	$327,500 (+10.53%) Land $60,000 Building $267,500
2023	$1,774.00 (+18.42%) Homeowner's exemption	$29,640 (+17.9%) Land $6,000 Building $23,640	$296,300 (+17.91%) Land $60,000 Building $236,300
2022	$1,498.00 Homeowner's exemption	$25,140 Land $5,500 Building $19,640	$251,300 Land $55,000 Building $196,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRIANA WATER WORKS serves 7,038 people · EPA ID AL0000905
Water Source	Purchased surface water from HUNTSVILLE UTILITIES WATER DEPT.
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Google Fiber.

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