320 Castle Bay Dr, Hampstead, NC 28443 Property Records

Pender County property record for 320 Castle Bay Dr, Hampstead, NC 28443

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,560 sqft · built 2003
Lot Size0.039 acres (1,699 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Sep 2019)
Tax Bill$1,728 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3293-08-6608-0000

Property Details

APN / Parcel Number

Primary APN3293-08-6608-0000
Alternative APNs
  • 000029546
  • 975621

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,560 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleTownhouse
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area1,699 sqft (0.039 acres)
PorchPorch
Porch Area35 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number000029546
Old Parcel Number3293 08 6608 0000
Street Address320 CASTLE BAY DR
CityHAMPSTEAD
StateNC
Zip28443-2188
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionL C, BLDG 20R, PB 39/51, CASTLE BAY TOWNHOMES
Legal SubdivisionCASTLE BAY TOWNHOMES
Legal Lot NumberC
Legal Unit20R
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group1
Census Block1005
Census Tract920203

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 CASTLE BAY DR # C, C, HAMPSTEAD, NC 28443-2188
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS
May 22, 2017Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2019 · Amount on Record
Deed SaleSep 27, 2019 · Amount on Record
Prior SaleMay 22, 2017 · Amount on Record
Deed Document Number0010114694
Deed Book / Page1011 / 4694
Record UpdatedJun 8, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateSep 27, 2019
Property Address320 CASTLE BAY DR, HAMPSTEAD, NC 28443-2188
Document Number0046941011
Book / Page004694 / 001011
Instrument DateSep 27, 2019
Instrument20054452
Transaction TypeTransfer
Record UpdatedOct 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address320 CASTLE BAY DR #C HAMPSTEAD NC 284432188, C, HAMPSTEAD, NC 28443-2188

Mortgage

Document Number46941014
DateSep 27, 2019
Book Page004694/001014
Instrument20054453
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2049

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateMay 22, 2017
Property Address320 CASTLE BAY DR, HAMPSTEAD, NC 28443-2188
Document Number0046431678
Book / Page004643 / 001678
Instrument DateMay 22, 2017
Instrument20023961
Transaction TypeTransfer
Record UpdatedJun 2, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address320 CASTLE BAY DR #C HAMPSTEAD NC 284432188, C, HAMPSTEAD, NC 28443-2188

Mortgage

Document Number46431680
DateMay 22, 2017
Book Page004643/001680
Instrument20023962
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2047

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,728.00 (+8.34%)$298,177 (+80.49%) Land $19,231 Building $278,946$298,177 (+80.49%) Land $19,231 Building $278,946
2023$165,204 (-) Land $43,040 Building $122,164$165,204 (-) Land $43,040 Building $122,164
2022$1,595.00$165,204 Land $43,040 Building $122,164$165,204 Land $43,040 Building $122,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 105 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies105 in force
Nearby Flood Claims96 (1992–2020)
Claims Outside the SFHA30 of 96
Most Recent ClaimAug 2020 · Hurricane Isaias
Claims by Event
  • Hurricane Florence, Sep 2018 · 48 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims
  • Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 89% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCASTLE BAY S/D
private · serves 777 people · EPA ID NC7071018
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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