Kane County property record for 320 Cassidy Ln, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,590 sqft · built 2006 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $280,000 (May 2009) |
| Tax Bill | $11,617 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Dec 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-24-431-022 |
| Primary APN | 05-24-431-022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,590 sqft Living Area |
| Basement Area | 1,719 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 648 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 320 CASSIDY LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW HILL UNIT 1B LT 76 |
| Legal Subdivision | SHADOW HILL |
| Legal Block | 1 |
| Legal Lot Number | 76 |
| Legal Unit | 1B |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 850711 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 320 CASSIDY LN, ELGIN, IL 60124-3814 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Dec 4, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 5, 2021 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2009 · Amount on Record |
| Deed Sale | May 8, 2009 · Amount on Record |
| Prior Sale | Jan 8, 2009 |
| Deed Document Number | 200934845 |
| Last Transfer Date | Nov 14, 2023 |
| Transfer Doc | 0000042249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 320 CASSIDY LN, ELGIN, IL 60124-3814 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 320 CASSIDY LN, ELGIN, IL 60124-3814 |
| Document Number | 0000007155 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 2024K007155 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.44% |
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 4, 2023 |
| Property Address | 320 CASSIDY LN, ELGIN, IL 60124-3814 |
| Document Number | 0000042249 |
| Map Reference | DOC 2005K066187 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2023K042249 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 320 CASSIDY LN, ELGIN, IL 60124-3814 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 320 CASSIDY LN, ELGIN, IL 60124-3814 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000025920 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2021K025920 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 30, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.71% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 320 CASSIDY LN, ELGIN, IL 60124-3814 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Title Company | GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000079052 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2020K079052 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 320 CASSIDY LN, ELGIN, IL 60124-3814 |
| Document Number | 0000060885 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2017 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 CASSIDY LN ELGIN IL 601243814, ELGIN, IL 60124-3814 |
| Document Number | 0000060885 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 60885 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,617.00 (-0.45%) | $154,311 (+7.79%) Land $29,791 Building $124,520 | $463,118 (+7.79%) Land $89,409 Building $373,709 |
| 2024 | $143,159 (+14.39%) Land $27,638 Building $115,521 | $429,649 (+14.44%) Land $82,947 Building $346,702 | |
| 2022 | $11,670.00 (-0.32%) Homeowner's exemption | $125,149 (+3.51%) Land $21,357 Building $103,792 | $375,447 (+3.51%) Land $64,071 Building $311,376 |
| 2021 | $11,707.00 Homeowner's exemption | $120,905 Land $20,633 Building $100,272 | $362,715 Land $61,899 Building $300,816 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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