320 Cape Saint John Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 320 Cape Saint John Rd, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,696 sqft
Lot Size	1.55 acres (67,518 sqft)
Owner	2 Company Names on File
Last Sale	$615,000 (Apr 2001)
Tax Bill	$5,773 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-000-07323310`

Property Details

APN / Parcel Number

Primary APN	`02-000-07323310`
Alternative APNs	`2-000-07323310` `00007323310`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,696 sqft Living Area
1st Floor Area	1,348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	67,518 sqft
Garage Area	1,152 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	630 sqft
Deck Area	64 sqft
Patio Area	840 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00007323310
Street Address	320 CAPE SAINT JOHN RD
City	ANNAPOLIS
State	MD
Zip	21401-7214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	1.559 ACRES G KOSTRITSKY PROP
Legal Subdivision	G KOSTRITSKY PROP
Legal Block	3
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3000
Census Tract	702402

Owner

320 Cape Saint John Rd is owned by a company that acquired it in February 2025.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	320 CAPE SAINT JOHN RD, ANNAPOLIS, MD 21401-7214
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2001 · Amount on File
Deed Sale	Apr 11, 2001 · Amount on File
Prior Sale	Sep 19, 1995 · Amount on File
Deed Document Number	20014127
Deed Book / Page	10316 / 256
Last Transfer Date	Feb 18, 2025
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	320 CAPE SAINT JOHN RD, ANNAPOLIS, MD 21401-7214
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CAPE SAINT JOHN RD, ANNAPOLIS, MD 21401-7214

Mortgage

Document Number	0368310079
Date	May 24, 2021
Book Page	36831/79

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 320 Cape Saint John Rd was $5,773, up 3.5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$570,200 (+4.77%) Land $215,500 Building $354,700	$570,200 (-) Land $215,500 Building $354,700
2025	$5,773.00 (+3.46%)	$544,233	$570,200 Land $215,500 Building $354,700
2024	$5,580.00 (+14.67%)
2023	$4,866.00 Homeowner's exemption	$492,300 Land $215,500 Building $276,800	$492,300 Land $215,500 Building $276,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Cape Saint John Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Cape Saint John Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20