320 Campbell Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 320 Campbell Ave, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,154 sqft · built 1920
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$135,500 (Aug 2021)
Tax Bill	$1,818 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-27-486-010`

Property Details

APN / Parcel Number

Primary APN	`8913-27-486-010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,154 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Finished Basement	225 sqft
Unfinished Basement	624 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	320 CAMPBELL AVE
City	WATERLOO
State	IA
Zip	50701-2834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME PARK ADDITION LOT 7 BLK 11
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	HOME PARK ADDITION
Legal Block	11
Legal Lot Number	7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3018
Census Tract	1400

Owner

Source: Black Hawk County records · APN 8913-27-486-010

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 CAMPBELL AVE, WATERLOO, IA 50701-2834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Deed Document Number	2021202200003169
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 11, 2021
Property Address	320 CAMPBELL AVE, WATERLOO, IA 50701-2834
Document Number	202200003169
Instrument Date	Aug 05, 2021
Instrument	202200003169
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 CAMPBELL AVE, WATERLOO, IA 50701-2834

Mortgage

Document Number	202200003170
Date	Aug 11, 2021
Instrument	202200003170

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,818.00 Homeowner's exemption	$103,750 (+10.37%) Land $19,950 Building $83,800	$103,750 (+10.37%) Land $19,950 Building $83,800
2024	$1,818.00 (+7.57%)
2023		$94,000 (+9.48%) Land $19,950 Building $74,050	$94,000 (+9.48%) Land $19,950 Building $74,050
2022	$1,690.00	$85,860 Land $19,950 Building $65,910
2021			$85,860 Land $19,950 Building $65,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.