320 Cainbridge Meadows, Demorest, GA 30535 Property Records

Habersham County property record for 320 Cainbridge Meadows, Demorest, GA 30535

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 2006
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Dec 2025)
Tax Bill	$2,717 (2026)
Deeds & Mortgages	Jan 2010 Mortgage Jan 2007 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022 080F`

Property Details

APN / Parcel Number

Primary APN	`022 080F`
Alternative APNs	`681456` `375751`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,358 sqft Heated Area
Gross Area	1,928 sqft
1st Floor Area	1,358 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Aluminum Siding
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	34,412 sqft (0.79 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	375751
Street Address	320 CAINBRIDGE MDWS
City	DEMOREST
State	GA
Zip	30535-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	11-75 LT 29 PB 52-227 1418-559
Legal Subdivision	CAIN BRIDGE MDWS
Legal Lot Number	29
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	2
Census Block	2043
Census Tract	201

Owner

320 Cainbridge Meadows is owned and occupied by two individuals who bought it in December 2025.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 CAINBRIDGE MDWS, DEMOREST, GA 30535-3041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2010	Deed of Trust, Mortgage · Conventional Mortgage ALLIED HOME MORTGAGE CAPITAL CORP
Jan 29, 2007	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Dec 16, 2025	Trustee's Deed, Foreclosure · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE
Oct 1, 2006	Deed, Transfer · Conventional Mortgage AMERICAS WHOLESALE LENDER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Oct 1, 2006 · Amount on File
Deed Book / Page	1418 / 559
Prior Transfer Date	Dec 15, 2025
Prior Transfer Doc	001418/559
Record Updated	Oct 29, 2026

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	320 CAINBRIDGE MDWS, DEMOREST, GA 30535-3041
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00910/0848
Date	Jan 11, 2010
Book Page	910/0848

Lender

Name	ALLIED HOME MORTGAGE CAPITAL CORP
Type	Subprime Lender
Address	CLEVELAND, GA 30528

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2039

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	320 CAINBRIDGE MDWS, DEMOREST, GA 30535-3041
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000790/146
Date	Jan 29, 2007
Book Page	790/146

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2021

December 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HABERSHAM GA
Recording Date	Dec 16, 2025
Property Address	320 CAINBRIDGE MDWS, DEMOREST, GA 30535-3041
Document Number	001418/559
Book / Page	1418 / 559
Instrument Date	Dec 15, 2025
Transaction Type	Foreclosure
Record Updated	Feb 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CAINBRIDGE MDWS, DEMOREST, GA 30535-3041

Mortgage

Document Number	0001418562
Date	Dec 16, 2025
Instrument	1418/562

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 1, 2006
Property Address	320 CAINBRIDGE MDWS, DEMOREST, GA 30535-3041
Document Number	000776/980
Book / Page	776 / 980
Instrument Date	Oct 1, 2006
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 SHADOW MOUNTAIN LN, CLEVELAND, GA 30528-5752

Mortgage

Document Number	000776/983
Date	Oct 17, 2006
Book Page	776/983

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 320 Cainbridge Meadows was $2,717, down 1% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,717.00 (-1.02%)	$119,194 (+4.89%) Land $16,000 Building $103,194	$297,986 (+4.89%) Land $40,000 Building $257,986
2025	$2,745.00	$113,637 Land $16,000 Building $97,637	$284,092 Land $40,000 Building $244,092
2023	$2,469.00 (+34.18%)	$95,152 (+34.17%) Land $12,000 Building $83,152	$237,880 (+34.17%) Land $30,000 Building $207,880
2022	$1,840.00	$70,920 Land $12,000 Building $58,920	$177,300 Land $30,000 Building $147,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Cainbridge Meadows in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Cainbridge Meadows is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · Fiber, DSL in parts of the area	1,000 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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